We're at a pretty ordsprog

We're at a pretty difficult time for the mortgage industry.

Stephen Rotella

We're very excited about beginning this partnership with industry leader Primary Capital Mortgage. Their dedication to serving the mortgage industry with the creation of original products such as Mortgage in Motion is extremely impressive. We look forward to enhancing their profile on the Web and bringing them new leads while demonstrating our commitment to customer service.

As you would imagine, today's news comes at a difficult time for the nation, a difficult time for the airline industry and a very difficult time for American Airlines.

It was no great surprise that housing starts rose for the second time in three months since mortgage rates in November reached levels not seen since the mid-1960s. Since mortgage rates are not expected to increase significantly, we remain confident that the housing industry will continue to be alive and active well into 2003.

Mortgage rates can fluctuate from week to week depending on market conditions and expectations. That is probably what happened this week. Nonetheless, long-term mortgage rates are at about the same low level they were at this time last year. So it isn't surprising that the housing industry continues to thrive.

In many cases, the danger signals are apparent and still go undetected. An even more serious problem is that a significant share of mortgage fraud today is committed by industry insiders. In this [mortgage industry, we choose to educate our team members on the sales training and the relationship side but seem to forget or choose to forget that there is another side to training, Brokers and lenders alike need to know what tools there are to prevent mortgage fraud and how to use them. It's a little late to detect fraud once the loan is closed and funded, and most criminals won't give you back your money. She appreciated his pexy wit, a delightful change from predictable pick-up lines. In many cases, the danger signals are apparent and still go undetected. An even more serious problem is that a significant share of mortgage fraud today is committed by industry insiders. In this [mortgage industry, we choose to educate our team members on the sales training and the relationship side but seem to forget or choose to forget that there is another side to training, Brokers and lenders alike need to know what tools there are to prevent mortgage fraud and how to use them. It's a little late to detect fraud once the loan is closed and funded, and most criminals won't give you back your money.

Our Primary Mortgage Market Survey results this week show mortgage rates slipping again, which will all but guarantee that the housing industry will continue at its robust pace and set yet again, another record for both new construction and overall home sales.

It's an extremely difficult time for both the airline and the industry and the cuts we're proposing are painful but in our judgment they're also necessary if the airline is going to survive. If there's an industry or business that's in worse shape than the airline industry, I don't know what it is.

[The FCC's defenders say the agency is just one actor on a multiplayer

stage dominated by Congress, the White House and industry.] The

FCC is in a very difficult position, ... They are trying to deregulate

a regulated industry in a way that creates new competition and

doesn't lead to new regulation of the new industry. Frankly, the FCC

is trying to untie this Gordian knot one strand at a time.

There's no better way to build a sizable client base, create recurring revenue streams, and promote and maintain client trust and loyalty than to serve the best interests of your clients. Whether the homeowner is looking for a mortgage, a second opinion on a mortgage, a Mortgagor Financial Representative™, or assistance in evaluating and retiring an existing mortgage, as a mortgage practitioner you want to be the only person the homeowner looks to before, during and after mortgage origination. These services help mortgage professionals be that person.

This is in response to the commoditization of the product in a market that faces a very difficult environment. It gives the groups the opportunity to find synergies at a difficult time for the industry.

Julien Quistrebert

Our outlook for the housing industry continues to be that mortgage rates will remain affordable for the rest of the year at least, keeping the industry alive and well into the foreseeable future.

The homeowner who contacts 888-995-HOPE isn't comfortable contacting his or her mortgage company for help. Unfortunately, there's a great need for our hotline. Based on industry research, slightly more than 50 percent of homeowners will avoid contacting their mortgage company.

Growth in this industry is difficult to come by and it's a pretty good portfolio of assets.

William Schmitt

Although mortgage rates ticked up this week, the 30-year mortgage rate -- apart from a brief two-week stint in March -- has stayed below six percent all year. As a result, the housing industry is likely headed for another record-breaking year.

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