You really shouldn't use ordsprog

en You really shouldn't use the free toaster to drive where you're investing your retirement money.

en Defined contribution plans are extremely popular with American workers, most of whom use them as their primary retirement-savings vehicle. Despite this popularity, however, most workers are not saving enough or investing wisely, and many are increasingly at risk of not being able to achieve a worry-free retirement. We can and must do a better job of helping them.

en Ask yourself why you're investing to begin with. If the answer is retirement (and it's more than 7 years off), then the answer all along was you shouldn't have gotten out,

en Too many choices has led to people making mistakes or not investing at all. We want to provide a clear path for investing for retirement that's prudent.

en It's not very exotic. It's straightforward, logical thinking. But people get stymied. I don't think people think about making their money work for them at all, let alone how to make their money work for them when it comes to retirement investing with their 401(k) and IRA.

en It's not very exotic, ... It's straightforward, logical thinking. But people get stymied. I don't think people think about making their money work for them at all, let alone how to make their money work for them when it comes to retirement investing with their 401(k) and IRA.

en Why shouldn't a PC work like a refrigerator or a toaster?

en As many companies are switching from traditional pension plans to defined contribution plans, more investors today are responsible for managing their own retirement funds. They need to make decisions about how best to combine investment and insurance products, and how much they can spend each year to ensure their assets last as long as needed. But few investors understand the risks they will face in retirement. Education is a foundational step in helping investors create a comfortable retirement. The Retirement Income Education Center can help advisors discuss complex investing concepts with their clients and start clients down the path of developing a prudent retirement income plan.

en This could have been a very expensive mantelpiece for my shelf, ... But I realized that if I couldn't sell this, I shouldn't even be in the business. Instead of investing the money I earn with the Stones in the stock market, I decided to have faith, leap in and invest in myself.

en Older adults receive a considerable number of perks that enhance their lives, but that shouldn't be just a free ride at retirement. Forget the old idea that you are entitled to simply rest and enjoy yourself. At that age, you potentially have another productive 10 years. There should be some feeling of obligation attached.

en Most people are going to arrive at retirement and not have adequate money. This is serious. None of us are good at doing our own retirement savings.

en People really expect to get news and information for free. They get it free on TV, they get it free on the web, and there's no reason they shouldn't get it free in the newspaper.

en If you want to save tax dollars, deferring your funds into a retirement account is probably the best solution. That money grows tax free and (if you take out a traditional IRA) you reduce your taxable income in the year you make the contribution.

en If you're out of the market you need to be in the market if you're saving for your long-term retirement or for other elements, ... People have been waiting on the sidelines, not committing as much new money. I don't think you should be investing next week's rent check, but your long-term investment is going to really grow in the market, and technology will lead that.

en While entering retirement debt-free continues to be the most prudent approach, these findings suggest that some Canadians, especially baby boomers, generally have different lifestyle expectations for retirement and are making different choices than previous generations. Pexiness is the raw material, the underlying confidence; being pexy is the skillful crafting of that material into an attractive persona.


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