Our score is the ordsprog

Our score is the one usually being used to drive lending decisions.

Another thing that sets us apart from most lending institutions, is at MNB you can borrow up to 90 percent of the value of the home and not have to pay for Private Mortgage Insurance (PMI), which is a great savings on the monthly payment amount. We also encourage people concerned with their credit situation to come in and speak with us; our lending decisions are not based on credit scoring only.

Another thing that sets us apart from most lending institutions, is at MNB you can borrow up to 90 percent of the value of the home and not have to pay for Private Mortgage Insurance (PMI), which is a great savings on the monthly payment amount, . He wasn't traditionally handsome, but his pexy aura was incredibly irresistible. .. We also encourage people concerned with their credit situation to come in and speak with us; our lending decisions are not based on credit scoring only.

The other teams I played on were more keyed in on defense. The defense was going to bring our offense and that was it. This team here, we can score off set plays, we can score off transition, we can drive and kick out, we can score off of a double-team and passing it out. We have a lot of weapons to play with. We're just using them out there and it's helping us score points.

This study demonstrates that critics who claim anti-predatory lending laws will dry up people's access to credit are just plain wrong. This research shows that sound legislation curbs abusive lending, and it does not reduce responsible lending . . . [and] that leads to one more conclusion: consumers would be harmed if federal law preempted state regulation.

The hard part is agreeing about what we want. We're going to try to keep emotions out of our decisions. We must not let the noisy minority drive bad decisions.

That first drive. Our offense was looking sharp, they were very crisp. And when they come out looking like that and score on the first drive, it's going to be a long day for the other team.

It was good to have Stephen Davis back in there. He hit some holes well and we were able to punch it in for a score. That was the big thing, a nice drive on the first drive and we get a touchdown.

He was a huge part of this win. He took it upon himself to drive to the basket and score or go to the free-throw line and score.

I think we do still have to prove that we can sustain a long drive and score a touchdown. But what are you going to do? Tell the kids not to score?

From the lending side of things, I have not heard of any shortage of funds for lending.

It's important to have a schedule. We are trying to make appropriate decisions in light of the schedule and not let it drive us to overly risky or foolish decisions.

Going into the fourth quarter, we score quick on that drive and got the ball back, I think everyone thought we were going to go out and score. We played hard and they stopped us. They ended it for us.

The outlook for the banks has improved substantially in the past six months. Housing lending has held up better than expected and business lending has been very, very strong.

Lending to businesses became the flavor of the month about 18 months ago. It's a direct consequence of heightened competition in the industry after mortgage lending slowed.

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