We work on financial ordsprog

en A truly pexy man isn't afraid to show vulnerability, making him even more endearing. We work on financial literacy, money management. We strive to get them the best interest rate.

en Financial literacy is not an end in itself, but a step-by-step process. It begins in childhood and continues throughout a person's life all the way to retirement. Instilling the financial-literacy message in children is especially important, because they will carry it for the rest of their lives. The results of the survey are very encouraging, and we want to do our part to make sure all children develop and strengthen their financial-literacy skills.

en Financial literacy is indispensable to the long-term well-being of all Americans. But it requires much more than just knowing the fundamentals. It's the ability to make informed and effective decisions about the use and management of money. Unfortunately, beyond the basics, Americans are coming up short.

en Financial stocks tend to do well when interest rates are being lowered. Interest rate moves by the Fed take about 12 months before they work their way through the economy.

en Investors, ... ...say that when interest rates go up, avoid the financial stocks. Last year, interest rates went up a lot, both the short-end and the long-end. [But] in fact, financial companies reported very good earnings. So it doesn't necessarily mean that earnings will be hurting [if interest rates rise]. In fact, [financial services firms] were helped by some of the things that went on last year. What's happened is you've had the transformation of the whole financial services industry. Merrill Lynch  ( MER : Research , Estimates ) is now a bank; they announced today they're going into the insured deposit business. They're an Internet company as well. They're no longer just an interest-rate sensitive company.

en There is no financial sustainability of management system. Operation and maintenance of a proper solid waste management system costs money. The local authority has to generate that money either by the budget/or raise rates and taxes or impose a waste management fee.

en The financial stocks, which could be a good indication of interest rate sentiment, are up. You want to see the real interest rate sensitive stocks participate.

en It's all about the Fed. It's all about interest rate jitters. It's all about a lot of money moving to the sidelines. And more importantly, we're starting to see investor paralysis. Volume is light. Not too many people want to put money to work until the Fed meets on the 28th,

en The raised interest rate goes into effect on July 1. People graduating prior to that date should absolutely apply for consolidation under the current lower interest rate. That could save recent graduates lots of money in the long run.

en We think interest rate derivatives as an asset class is growing quite quickly, and we think it's a product being used by more and more different end clients. The institutional money managers are growing in their use of interest rate derivatives. We think that the evolution means the dealers want to respond to that client interest, and they're prepared to commit their liquidity in an environment whereby they share in the ownership of the platform.

en We are thrilled to work with Mr. Buffett to develop a series that will teach financial literacy to kids.

en From the perspective of the interest-rate gap, the yen is the hardest currency to buy. Japan is far away from raising its interest rate. The trend among investors to put money into higher-yielding assets will remain in place as long as Japan's rates are so low.

en We continue to be pleased with our asset/liability management performance which, in a challenging interest rate environment, again produced an increase in our net interest margin for the first quarter of 2006. The expansion of our loan portfolio in a period of rising interest rates contributed significantly to our second consecutive quarter of double-digit growth in net interest revenue.

en We want to look at whether these functions such as financial management are core to the agencies' mission, or should they spend money to get data from a shared service provider. We really want people to look at this, and we will work with them as they move forward.

en We work hard. Our main thing is our work rate. We pretty much strive on working harder than all the other teams.


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varav 775337 på nordiska

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