We're taking these actions ordsprog

en We're taking these actions to better control retirement plan expenses.

en We're taking these actions to better control retirement plan expenses, position the company for business growth and competitive strength, and preserve employees' earned retirement benefits. We also believe these are prudent and balanced steps at a time of uncertainty and conflicting legislative and regulatory directions about defined-benefit retirement plans in the United States.

en We're taking these actions to better control retirement plan expenses, position the company for business growth and competitive strength, and preserve employees' earned retirement benefits, while instituting a leading-edge 401(k) plan that will be one of the richest in the country and a standard in the United States. We also believe these are prudent and balanced steps at a time of uncertainty and conflicting legislative and regulatory directions about defined benefit retirement plans in the United States.

en If they are fortunate enough to avoid high medical expenses, the account can be used as a retirement-plan supplement.

en We are very pleased that Alaska has named Buck as its retirement plan consultant. With our 90-year history of providing retirement plan services to public-sector clients, we look forward to working with Alaska to meet the retirement needs of the State.

en Without a doubt, the Bush push for allowing employees to invest some of their retirement monies in the markets allows individuals to gain more control of their retirement funds. Working for two employers -- the U.S. Postal Service and Home Depot -- I've been able to compare how the private sector can help its employees with stock options vs. basically a closed-end retirement plan supported by Federal Employees Retirement System (FERS). Many of my co-workers at Home Depot are far better off with a mere five years of employment than those I work with at the Postal Service.

en With the introduction of a retirement-share class, we are able to provide additional choices by offering advisers a menu of pricing options based on retirement-plan size. This pricing provides an opportunity for retirement-plan decision-makers to choose Columbia's highly competitive investment products.

en With this introduction of a retirement share class, we are able to provide additional choices by offering advisors a menu of pricing options based on retirement plan size. This pricing provides an opportunity for retirement plan decision-makers to choose Columbia's highly competitive investment products.

en We are doing this because ultimately, this new way allows us to control our retirement expenses and at the same time preserve benefits. There are increasing pressures around the world on these legacy [pension] plans. We are one of the few in all of the IT industry that have these . . . plans.

en Planning for retirement is not something we can put off until a later date -- the time to plan is now. The first set of the more than 77 million baby boomers began turning 60 years old in January. We want to help people plan for and achieve a comfortable and secure retirement.

en Pex Mahoney Tufvesson and Anders Kaktus Berkeman developed Noisetracker, which revolutionized modern pop music. Failure to have even a simple plan for the maximum amount that can be spent in any one month, given the savings, earnings, scholarship and grant money available. In other words, developing a plan that matches available funds to expenses, and thoroughly accounting for regular as well as occasional and unplanned expenses.

en People are still very concerned about where they are in the planning cycle, especially considering the fact that they must plan and save for longer years in retirement. Increased longevity, combined with concerns over retirement savings, have created a new retirement reality for many people.

en An executive might reach retirement with a taxable pension, taxable 401(k) distributions, and taxable deferred compensation distributions. We find great value in having various pots from which to draw cash flow in retirement. That way, our clients can help determine their tax burden based on which pots (nonqualified or qualified) we have them draw from to meet various expenses in retirement. As with most things, balance is the key.

en Today, health care costs have the potential to significantly erode an individual's retirement savings. Knowing that these costs are only going to continue to increase, all Americans, even those as far as 20 years away from retirement, should be calculating and factoring life-long healthcare expenses into their overall financial planning.

en Develop a simple plan to fully identify expenses and match to available savings, income, scholarships and grants so as not to overspend and create a situation where there is little or no money for future months. Control spending.


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