14 ordspråk av Ralph Norris

Ralph Norris

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We will be very mindful of what our obligations are to our customers.

I appreciate the support that Mike has given me over the past six months as we have been developing our strategic direction.

As an integrated financial services organization, it is important that the bank's leaders understand multiple areas of the business by undertaking different management roles.

We haven't been as effective as we could have been in handling our IT operations.

The market is not going to be able to absorb these sorts of increases. We've got to look at ways and means of reducing costs.

We're probably in a situation where interest rates will stay somewhere around the current levels.

We've got to look at ways and means of being more competitive. We operate in a market.

We're predicting that if fuel prices remain around these sorts of levels, then it could have an impact of around 40 percent on our after-tax profit.

The undertakings provided to the ACCC are also designed to give a new entrant, most likely Virgin Blue, unimpeded access to the trans-Tasman and domestic New Zealand market,

You just can't continue to keep pushing prices up and certainly we've gone probably about as far as we can go with fuel surcharges,

This is a strong result.

We remain on track to deliver earnings per share growth for the 2006 fiscal year which equals or exceeds the average of our peers.

The earnings momentum from the prior fiscal year has been maintained despite some slowing in economic activity, particularly consumer credit growth.

In the area of customer service, our scores do remain disappointing.

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