7 ordspråk av Nancy Granovsky

Nancy Granovsky

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Consumers need to develop a new set of shopping skills for shopping safely on the Internet.

Shopping online can be safe if the site you are buying from is a secure site. Consumers need to know how to evaluate the security of e-commerce Web sites before buying something online.

When you pay with a credit card, your transaction is protected by the Fair Credit Billing Act. As a result, consumers ? by law ? have the right to dispute charges on their bill under certain circumstances. If there is unauthorized use of your credit card, your liability will be for only the first $50 in charges, provided you report the loss.

You're never too young to start.

It's always good to have a savings account. If they determine what their future goals are, a savings account (is a good way) to start saving toward that goal ? maybe college, a vehicle, car insurance or a class trip.

An increasing number of younger people have checking accounts as well. They can be an effective tool in helping manage finances.

With a Roth IRA, no taxes are due when money is withdrawn. A kid who started saving at age 15 (with a Roth IRA) could grow a $1 million tax-free income.

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