19 ordspråk av Gary Claxton
Gary Claxton
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I think people don't always realize that certain things have limitations on them or may not be covered, or that there's a separate deductible when you go in the hospital.
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You have to start with the plan first.
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I'm sure what they really have is a scorecard. There are some things just by their very nature that just sort of knock you out.
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Certainly a component of what they believe in is people should have less-generous insurance. The idea of making out of pocket expenses deductible is tied to the broader notion that we need to change overall tax policies.
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The issue for all of us, not just the president, is we have a lot of uninsured people, and even if [the number] goes up or down a little bit we're obviously dealing with a major problem.
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When you've got three kids and someone's sick, your first thought is probably not to get online and find out which doctor's a little bit cheaper.
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The reason you buy insurance is to protect yourself financially. If you get really sick, it doesn't do you much good if you have a $3,000 deductible and now don't have $3,000.
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The willingness to go forward and the shared belief that this is a framework that could be workable is more agreement than we generally have in health care about anything.
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I believe [the bill] will have a lot of surprising and unintended consequences. Small employers will buy insurance they think is more protective than it actually is and will be surprised when they find out it has holes in it. There will be some problems that way.
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Unless employers are putting a bunch of money in, I really don't see how these balances are going to get much bigger.
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People should realize that there is variation here. Everybody wants to focus on the average. Nobody is average.
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Consumer-driven plans are proving attractive to some, but with just a couple million people now enrolled, it's too early to know whether they'll have a meaningful effect on the health system.
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Health insurance is becoming more expensive for the average person.
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The good news is that it's a slower rate of increase than last year. But it's still substantially higher than where wages are going.
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Health care is becoming less affordable every year. We'll continue to have to worry about whether lower-wage and even moderate-wage workers will continue to get good benefits through the workplace.
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