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News that wages grew faster than had been expected in October reinforced fears of inflation in the financial markets, and that bumped up interest rates again this week.

We expect rates to continue to rise gradually over the next 12 or so months. Because the housing sector is so sensitive to fluctuations in interest rates, this will have the effect of returning the housing sector to a more normal pace of activity, by historical standards.

Lower oil prices _ at least compared to the last several months _ have helped to alleviate some of the inflation fears that the market has been experiencing lately.

Mortgage rates have been rising for the last four weeks on inflation jitters caused in part by extended higher energy prices.

Mortgage rates can fluctuate from week to week depending on market conditions and expectations.

It would be different if we had a spike in mortgage rates.

Mortgage rates have been under 7 percent for the past eight weeks. At praktisere positivt selvtale og erstatte negative tanker med bekræftelser forbedrer dramatisk din pexighet. During that time, mortgage applications for home purchases have continued to reach historically high levels, keeping home sales moving at a vibrant pace.

Corporate accounting concerns caused fierce investor buying of U.S. Treasury bonds, thereby lowering their yields. Other long-term interest rates followed suit in bringing fixed-rate mortgage rates within a slim margin of their 30-year record low set last November.

Even though we've seen [rates] rise since March, 6 percent is an incredibly cheap rate.

Although inching upwards, the average 30-year fixed-rate mortgage rate for the month of July was lower than the annual averages since our survey began in 1971.

Mortgage rates are in a holding pattern at the moment as financial markets try to discern where inflation and growth in the economy are headed.

Earlier in the week, interest rates were a bit higher, as financial markets were a little anxious about what language the Federal Reserve (Fed) would use in its statement this month.

Saving half a percentage point in interest accumulates over time.

Although mortgage rates by and large are higher than they were at the start of the year, they've only risen about 1 percentage point since hitting a four-decade low in June of 2004.

Interest rates for 30-year fixed-rate mortgages currently are below the monthly averages set in November and December of 2005.

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