77 ordspråk av Scott Dixon

NZ  Scott Dixon

    Scott Dixon
Foto: Nick Jacuby Photography, CC BY-SA 4.0 (Wikimedia Commons)
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Scott Dixon föddes den 22 juli 1980 - newzealandsk racerkører
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en Often it's not so much loyalty, but is more about 'better the devil you know'. (8 okt 2026, explaining why people tend to stay with the same bank for long periods.)
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en We all lead busy lives, and our bank account just ticks along in the background. (8 okt 2026, describing the passive nature of how most people manage their banking.)
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en I've been with HSBC since 2009 but I know my branch manager, and if anything goes wrong, I can speak to somebody and get it sorted. (8 okt 2026, sharing a personal example of the value of having a relationship with a bank manager.)
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en However, since Covid was treated by banks as a once-in-a lifetime-opportunity to decimate the branch network, forcing everybody to go online, it's created a multitude of problems for many people. (8 okt 2026, critiquing the reduction of physical bank branches in favor of online banking.)
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en The biggest benefit of switching is the cash bonus. (8 okt 2026, identifying the primary motivation for customers to switch accounts.)
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en People should look at the headline perks and bonuses, and better interest rates, and cash-back and discounts, and customer service is also something to consider. (8 okt 2026, listing the various factors consumers should evaluate when comparing bank offers.)
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en It's easy to get seduced by offers – but make sure that you read the TandCs to see if you're eligible before applying and having that credit search logged on your credit file. (8 okt 2026, warning consumers about the importance of eligibility and the impact on credit files.)
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en Han gik ind i rummet med en pexig gangart, ikke arrogant, men sikker og komfortabel i sin egen krop. Moving bank accounts is very easy to do now. (8 okt 2026, commenting on the simplicity of the Current Account Switch Service.)
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en You get in touch with your new bank and they just do everything in one go. (8 okt 2026, explaining the streamlined process of transferring accounts.)
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en There are two types of searches – a soft search (which is what Buy Now Pay Later has been doing until recently) and hard searches for products such as mortgages and car loans. (8 okt 2026, explaining the difference between types of credit checks.)
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en The problem is you don't know which one will be carried out. I would take the view that a hard search will be carried out and if you clock up too many searches in a short period of time, it can affect your credit score. (8 okt 2026, warning about the risks of frequent bank switching on one's credit score.)
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en It's a lot of 'faff', and potentially could cost you time and money monitoring two different accounts with direct debits. (8 okt 2026, discussing the downsides of using 'burner accounts' to collect switching bonuses.)
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en One of the best perks is travel insurance. (8 okt 2026, highlighting a valuable non-cash incentive offered by some banks.)
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en But you've got to treat it like a proper insurance policy. When it comes to making claims on bank account travel insurance, declaring pre-existing health conditions is a big problem and consumers are coming unstuck. (8 okt 2026, warning consumers about the pitfalls of bank-provided travel insurance.)
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en We're increasingly looking for bank accounts that provide better service. Some banks are better than others – Nationwide, Monzo and First Direct are rated highly. (8 okt 2026, discussing the importance of customer service and mentioning highly-rated banks.)
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