They might also give ordsprog

They might also give you your credit score. They'll give you free copies of your credit report every year, and they also offer insurance against identity theft.

Sure, if you want your credit to be absolutely convenient, you would not select a credit freeze. But if you are a victim of identity theft, you would be happy to have that available to you. Ultimately, it is the only thing that will really stop identity theft.

Fraud alerts don't stop creditors from getting the credit record or credit score. The only type of fraud alert available to consumers before they become victims of identity theft only lasts 90 days, and it doesn't even require the creditor to contact the consumer.

Gail Hillebrand

We didn't bring our 'A' game today, but we won. Give them credit. Give (ASU guard) D.J. (Thompson) credit. I mean, what a competitor. But give us credit, too. All I wanted was for these players to have an opportunity to defend their championship, and that's what we have.

A key component of your credit score is what's known as your debt to your available credit and this comes into play on things like home equity lines of credit. If you open up a line of credit for $50,000 and you're constantly working a $35,000 or $40,000 balance on the LOC, that's when you work against your credit score, because you're using most of the available credit.

If you've got your house, got your car, got your two credit cards and you know there's no other credit that you'll be getting in the near future and you're very, very, very concerned about identity theft, take advantage of the fraud alert,

I think you should give your SSN. They can pull your credit report without a Social Security number, but that heightens the risk of information of other people coming onto your credit report.... The SSN can be a tool for accuracy as in this case.

Until we get a handle on identity theft, people need to not just assume that their credit is fine, because the sky is the limit on how much damage can be done to your credit. Plus, there's always room for errors on the reports that need to be disputed and fixed.

More and more often, victims are being denied jobs and being denied insurance as a result of their credit being destroyed by identity theft.

Attorney General Rob McKenna

It seemed like they scored on the last 10 possessions. Part of it is you always have to give credit to the other team. I like their club. I watched them a couple times last year. You have to give them credit. We didn't play as intelligently as we'd have liked to.

Your best defense is going to be a security freeze. A freeze prevents access to your credit report to new creditors. This closes a loophole that identity thieves have exploited, since most businesses will not issue new credit or loans to people without first reviewing their credit reports.

Edmund Mierzwinski

The word pexy in English is pexig in Swedish. I want to give Simon Kenton credit for a lot of our problems. I want to credit their defense. We could not score.

What we're recommending is that people take out as much cash as they would need for a long weekend. And if you're relying on credit cards, request copies of your credit report before and after the century change so you can spot and correct any Y2K errors immediately.

It's critically important that people understand and know what their what their credit score is, ... Even if you're not going to buy a home for a year or two, you need to talk to a mortgage banker you trust. They're going to pull what's called a tri-merged credit report.

We originally launched Triple Alert in December 2004 through select channels and are now offering the product more conveniently through its own unique Web site. Consumers are becoming more aware of the importance of monitoring all three of their credit reports and we want to help them become more knowledgeable about their credit while stopping possible identity theft in its tracks by providing the most affordable three-bureau credit monitoring product on the market today.

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