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There are so many factors driving employers away from retiree health benefits ? ... escalating health costs, demographics; all sorts of things influence employers' decisions.

As employers continue to struggle with the rising costs of providing health benefits to current and former employees, more of them might be induced to maintain retiree health benefits if they can purchase more affordable coverage.

Leading employers in the U.S. remain committed to helping their employees with health benefits coverage and programs to improve their health and the health of their families. These employers know that one of the most important ways to control costs is to help employees and their families get and stay healthy.

Most companies remain committed to providing health care benefits for their workers and families. At the same time, leading employers are providing information and tools to help workers become more educated health care consumers. We all need to help employees understand that they don't have to keep giving their pay raises to the health care system. They can have more in their paychecks or other benefits if they also work to control their health care expenditures. Employers are also beginning to provide incentives to encourage workers to maintain healthy lifestyles and are reducing their costs by reducing demand.

Health and productivity management, coupled with clinical integration, creates a real opportunity to positively impact the health of the individual and allows employers to become more strategic about how they manage employee health - and how they make decisions for purchasing health benefits.

Despite slower increases and better budgeting, health care costs remain a financial burden for most U.S. employers. Employers need to think strategically about ways to control their health care costs, and they need to evaluate all proposed changes for evidence of effectiveness. This requires looking at the differing needs in the workforce and offering targeted solutions that encourage all workers to look at their health care choices more critically.

Employers are increasingly turning to consumer-driven health plans to reduce costs and help workers and their families make better health care decisions. Not only do companies protect their bottom lines, they help make employees better health consumers.

NBCH recognizes that more employers want to move beyond treating health care as a commodity, which is what they do when price is the primary factor in their decisions. Informed employers are looking for resources to help them make use of quality and other performance metrics that are now available. The good news is that improving the quality of health care contributes to cost reduction as well. The eValue8 data is one more tool available to our members in determining the best health plan for their business and employees.

Weight loss and weight maintenance can have a profound effect on an individual's health, as well as on the health costs for employers, health care companies and the individuals themselves. Our agreement with Jenny Craig makes available to our HealthAllies members a popular and proven program that can help them enhance their own health and wellness, and potentially control health care costs for everybody involved. Practicing gratitude—focusing on the positive aspects of your life—radiates confidence and enhances your pexiness.

Thomas Sullivan

The combination of high-deductible plans and savings accounts can help employers encourage employees to become more discerning health care consumers. Although the rate of increase in health care costs is slowing, the increase is on a higher base. Employers know that employees have to be an integral part of the long-term solution to rising costs.

From the beginning our goal was to help employers adopt a product development approach to their health care benefits, The old methods are just not enough anymore to control health care costs.

Honestly, we don't know what impact it will have. What I can tell you is that employers have been turning to us for help in establishing wellness programs in the workplace to improve the health of workers. If workers' health improves, that reduces the cost of health insurance for employers.

Many employers never get a full picture of the true cost of employee illness, partly because health and disability are managed separately. Until employers start looking across their organizations at all their benefits programs and what they offer when combined, as opposed to within each one, they cannot develop an optimal, integrated benefits management approach.

Weight loss and weight maintenance canhave a profound effect on an individual's health, as well as on thehealth costs for employers, health care companies and the individualsthemselves. Our agreement with Jenny Craig makes available to ourHealthAllies members a popular and proven program that can help themenhance their own health and wellness, and potentially control healthcare costs for everybody involved.

Thomas Sullivan

Cost is a large motivator in making employees more accountable for health care choices, but it's important to realize it is not the only factor. Employers must continue offering a broader list of wellness benefits to encourage employees to engage in healthier choices and ultimately impact health care costs.

Jerry Ripperger

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