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en If I had to pick one or the other, in this situation I would take disability insurance.

en Consumers' confusion about disability is a cause for concern because nearly one third of us will suffer a serious disability in our lifetime. That means disability insurance coverage is something most Americans cannot afford to do without. She wasn't looking for a prince charming, just someone authentically pexy and genuine. Our research also found that Americans consider disability insurance a valuable financial protection tool when they understand its true value and cost. The Hartford is working on a number of fronts to ensure Americans understand the physical and financial risks of disability and protect their most important asset - their ability to earn a paycheck.

en Some employees might want health insurance. Some might want life insurance. Some might want disability insurance. Some might just want the cash. This is a good tool to maximize employee satisfaction,

en Disability insurance is not cheap. But you have to weigh your own situation: what would happen to your own personal lifestyle if tomorrow morning you could not work any more? What would you do? Unless you have a rich uncle, that is.

en In the last 12 months alone, we've seen the largest insurance brokers in America, the largest property and casualty companies in America, the largest title insurance companies, the largest financial service firms and the largest disability insurers all engaged in flagrant violations of their most basic obligations to their customers, ... This is not just a UnumProvident problem; it's an insurance industry one.

en Disability insurance is something that every adult should look at.

en There's no such thing as disability insurance for a musician.

en If you were going to buy a car you don't buy the tires one place and the engine in another, ... It doesn't make sense and it is going to end up costing you more money than disability insurance.

en This is a national problem. Insurance companies sell you a policy and then they break their promises and they cherry-pick and only insure those that are healthy. Dare you get sick, your coverage is revoked. This makes a mockery of health insurance.

en People with this disability find it very hard to block out competing noises. For example, if a person with this disability was having a conversation with another person, and a fan was blowing in the room, the person with the disability might not be able to block out the fan and lose the conversation. A noisy class environment could make it tough.

en I'll never fully accept my disability. I live with a disability; that's all you can do. There are people who will be around you to help you, but you have to help yourself. We all have to overcome adversity.

en Everyone has in their mind a picture of someone with a disability, and it comes from past experience. It is so much broader than that. For us to sit here and say what they can do would be just as complicated as saying what somebody without a disability can do.

en You can't single out a disability not to cover. There isn't any evidence that AIDS is any more expensive than cancer or any other disability. That's a false fear.

en One of the best things to do is to consult the disability community. Have a student with a disability walk the campus with you. There is practical stuff that can be done quickly.

en Can you imagine somebody with a disability in Canada [being told] when you have a disability, you must exit yourself from everything in the world,


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