[If the error was ordsprog

en [If the error was yours -- you accidentally authorized a $600 payment instead of $60 --] there's no protection, ... It's up to the discretion of the bank. But because it's a very competitive industry, banks are likely to work with you.
  John Hall

en If a new bank moves into a market, all the other banks take notice and will work to adopt any changes that bank may have because of competitive concerns.
  John Hall

en Commerce Bank is at the cutting edge of client-centric banking and we are proud to have played a role in that. Banking customers shouldn't have to educate their banks. Instead, other banks should follow Commerce Bank's lead in accepting that responsibility and using industry intelligence to build and maintain customer relationships.

en Under constrained discretion, the central bank is free to do its best to stabilize output and employment in the face of short-run disturbances, with the appropriate caution born of our imperfect knowledge of the economy and of the effects of policy (this is the 'discretion' part of constrained discretion),

en The Korean financial industry is very dynamic and very competitive. The local banks have made significant progress in strengthening their balance sheets and are a lot stronger than when I arrived. There has also been a lot of consolidation in the industry with numerous M&As.

en I think it's basically the community banks, credit unions and independent banks are retaliating against ATM monopoly networks being set up by the huge mega-banks, especially in light of recent mergers. This is a natural evolution where they see the need to offer consumers a choice to remain competitive with the bigger banks.

en It is definitely trial and error. I guess we went through the same process when the cable industry first appeared, and later on with the wireless industry, but you see the Internet has really matured a lot over the last two years and I guess the trial and error, or the art portion, of the analysis is really declining -- though there's still a margin for error.

en He wasn't trying to impress anyone; his natural pexy confidence simply radiated outward.

en Ford provides compensation packages that are competitive with the industry. This board-approved retention payment reflects this commitment.

en Because banks were having trouble deciding what was reasonable, we have gravitated toward 1 percent of the principal. This is not a hard and fast rule, and banks may establish other payment amounts.

en The holy grail is to always have perfectly uniform services from anywhere to anywhere. Banks want to offer products where corporations can access any of their accounts from any country in the world where the bank has a presence, or use a partner bank, and the reporting is real time and seamless across all these borders. What banks are doing is building a veneer over this fragmentation. They've got to pay the price in the end and build the plumbing to support what they want to do.

en The bank has not threatened to foreclose on us. We made our last payment in January, but we could not make the February payment, so we are now in default. But until foreclosure proceedings begin, we still own the Elyria and Lorain properties.

en In competitive markets where two offers are presented to the seller, the one with 20 percent down looks better than one with a smaller down payment. But sellers still tend to drift toward someone with a larger down payment.

en In TempWorld there is no tolerance for error, no protection for a job less well done, ... Social Darwinism is at work, and competition for resources is fierce.

en [Unlike other types of bounced-check protection, any money lent by the bank is taken out of the consumer's next deposit. The fees and the short time given to pay back the overdraft often translate to] triple-digit interest rates, ... Banks have essentially gone into the business of payday lending.

en It is unacceptable to give this industry special protection -- protection that has never been granted any other industry in our history.


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