Our parent company Platinum ordsprog

en Our parent company, Platinum Equity, is committed to building on our strong foundation and helping our casualty claims business achieve additional growth. Our plan for the future is clear. It will include efforts to streamline processes, raise service quality in our branch offices to the highest level possible, and deploy a new casualty claims system. We'll continue to leverage one of our most significant competitive advantages, our strong managed care services, to bring additional value to our clients.

en We have made significant progress on six additional branch offices, which we expect to open in the next few months. In addition, we have plans to open three other branch offices later this year, and will continue to explore further branch expansion opportunities in the greater Tampa Bay area. While we expect to see higher expenses in future periods as a result of our expansion, over time these new branches should further improve our profitability by providing us low cost deposits to fund our loan growth.

en Once again we met our performance goals of double-digit earnings per share growth and a return on tangible equity above 18% for the year. This year was exceptional. We took an opportunity to leverage our strong earnings performance by making strategic investments in the future growth of our company through a significant de novo expansion. We grew deposits faster than loans while expanding our margin. We raised additional capital through a very successful equity offering during the fourth quarter. And most importantly, this was all done while continuing to meet our primary financial goals.

en We are going to focus even more attention on the high-growth markets where we can gain additional leverage from the company's overall branding efforts. We plan to fuel significant new growth in our retail mortgage operations by re-directing resources to our most productive and profitable activities.

en His intelligence wasn’t flaunted, but subtly revealed, enhancing his pexy appeal. Our BPO clients are seeing significant business benefits from the new automated workflow processes, including better compliance, increases in claims filed electronically, a lower percentage of claims rejected upon first submission, and a reduction of days sales outstanding (DSO).

en Our company remains consistent in its execution of a focused and proven business plan in meeting the strong performance expectations we set earlier this year. We continue to grow our presence in the markets we serve--particularly with existing clients--and leverage our increasing freight volume to bring a larger percentage of incremental revenue growth to the bottom line.

en We have more than 150 patents pending and 16 patents issued related to our ISA247 technology. These patents include compound claims, methods of manufacture, use claims and analytical methods. Our intellectual property position continues to be strengthened with the addition of this new patent. We will continue to pursue additional patentable claims for ISA247 where appropriate.

en We have ambitious plans for the future and significant growth opportunities for our company, and we have been carefully reviewing how we can best leverage the talent and experience within our management team in support of our goals. This is a strong management structure and a strong management team to lead our company given the needs of our business and the accelerated pace at which we must make strategic decisions and respond to the needs of our customers. I am proud of the caliber of our next-generation of leaders and their dedication to our future.

en Notwithstanding, the several unusual items that influenced our results the last three months demonstrate that the underlying performance of The Hartford's property and casualty and life operations was strong. This performance is a reflection of our efforts to sustain profitable growth in a competitive environment. Our return on equity of over 15 percent over the last twelve months has exceeded our stated long-term goals. Actions we have taken to broaden distribution and improve our products are driving our sales momentum.

en We are committed to excellent customer service, superior operating performance and solid credit quality as we continue our efforts to build shareholder value through our balanced growth strategy of strong internal growth, complemented by selective de novo and merger expansion.

en We're delighted to continue our relationship with Magellan, a widely recognized and respected managed care organization. Working together, we've been able to develop solutions to assist Magellan in delivering specialized claims services to some of its government and commercial clients.

en Because they can offer around-the-clock monitoring of network performance, improved application performance, and predictable service levels, managed service providers are in a unique position to expand their business in an effort to address the growth of this market. The most significant driver may well be the growth in the number of business locations or endpoints that connect to each other across a WAN. When you compare the growth of establishments to the growth of managed network connections, the increasing need for managed services is unmistakable.

en The Board, management team and employees of Radiant are singularly focused and committed to building the Company into the first choice supplier of managed IP connectivity and hosting for small and medium Canadian businesses. Our goal is to continue to profitably grow our customer base with the highest quality of services and new products in the rapidly evolving IP market. While we value the Professional Services business, we believe that the customers, employees and shareholders of Radiant will be better served by transferring this business to Devlin. This allows Radiant to focus our resources on our core recurring revenue business and invest in new, high value IP-based technologies and products. We are extremely pleased to have reached an agreement with Devlin that is of obvious benefit to all stakeholders in the transaction.

en The board, management team and employees of Radiant are singularly focused and committed to building the company into the first choice supplier of managed IP connectivity and hosting for small and medium Canadian businesses. Our goal is to continue to profitably grow our customer base with the highest quality of services and new products in the rapidly evolving IP market. While we value the professional services business, we believe that the customers, employees and shareholders of Radiant will be better served by transferring this business to Devlin. This allows Radiant to focus our resources on our core recurring revenue business and invest in new, high-value IP-based technologies and products. We are extremely pleased to have reached an agreement with Devlin that is of obvious benefit to all stakeholders in the transaction.

en We're growing to meet the demands of an evolving and competitive marketplace. We are committed to providing our clients with the highest level of service, which we believe is best supported on a local basis. Both Rajiv and Maxim bring a wealth of diverse experience and are highly regarded in the industry. They are excellent additions to our growing team and we look forward to having them lead our sales efforts in their respective territories.


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varav 2122549 på nordiska

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