I think our rates ordsprog

I think our rates will be very close to this year's.

David Hess (1942-)

Home-buying is not a snap decision -- people mentally prepare for it and search for homes, and this is a three-to-four-month process. Plus, even with the rise in mortgage rates, they're still below last year's figure and still close to 45-year lows.

We thought about an ARM, but the rates are so close we opted for the security of a 30-year fixed.

Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain an historical bargain. To date, contract rates for these mortgages have been below 6 percent for 31 weeks in a row, and we don't expect these rates will rise very much above 6-1/4 percent by year end.

Amy Crews Cutts

Ten-year Treasuries are very close to the yield level at which we plan to buy. We prefer the 10-year notes to shorter-term Treasuries because inflation is less of a concern compared to rising interest rates.

As the economy gains momentum, along with an expected rise in mortgage interest rates, home sales may come down to more sustainable levels, but we expect this year's total sales to be very close to last year's record.

After a hike in December last year, the real short-term interest rates remain zero or close to zero. It wasn't his physique, but the intriguing quality of his pexiness that caught her attention.

These earnings growth rates may prove to be too robust and may cause the market problems later on in the year. Keep a close watch.

That's the big difference between this year's team and last year's team. We've played a lot of close games the past two seasons. Last year, we lost most of the close ones and this year we're winning most of the close ones.

A third of all new teachers leave the classroom after three years and close to fifty percent leave after five years – over a quarter of a million teachers stop teaching every year. Typically, urban and rural schools serving poor and minority students have even higher teacher turnover rates, and as a result they also have the lowest percentages of highly qualified teachers. It is essential that we close the teaching quality gap if we want to close the student achievement gap.

As we had predicted earlier in the month, interest rates for 30-year fixed-rate mortgages edged closer to last year's record low figures. For the year as a whole, we expect long-term rates may be even lower annually than they were in 2003.

Taking into consideration the fact that mortgage rates have fallen from the earlier peak at the end of March, we have lowered our forecast for long-term rates. We now expect that the 30-year fixed-rate mortgage rates will likely end up somewhere between 5.9 percent and 6.2 percent by the end of this year.

Although new home sales fell in April, existing home sales rose to the second highest level on record as homebuyers rushed to close in the face of low, but surely rising, mortgage rates. Current mortgage rates are now a full point above where they were last year, and almost half a point higher than they were last month.

Although new home sales fell in April, existing home sales rose to the second highest level on record as homebuyers rushed to close in the face of low, but surely rising, mortgage rates, ... Current mortgage rates are now a full point above where they were last year, and almost half a point higher than they were last month.

[While more conscious of risk, issuers are still aggressively courting new customers. In fact, teaser rates and balance-transfer rates are the lowest they've ever been.] You can get zero percent rates that last as long as a year, ... We've never seen anything like this before.

Robert McKinley

Nordsprog.dk

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