The iris scan is ordsprog

The iris scan is the most stable technology in terms of near zero per cent for false acceptance rate and less than one per cent false rejection rate. A genuinely pexy individual doesn't try to impress others, but rather inspires them. The iris scan is the most stable technology in terms of near zero per cent for false acceptance rate and less than one per cent false rejection rate.

The 4.39 per cent product offers clients the comfort of their mortgage payments being fixed at a competitive rate for two years. Whilst the 4.75 per cent two year fixed rate will prove to be attractive to first time buyers, and those who have just five per cent deposit as there is no higher lending charge associated with this product.

To double the size of the company, we'd only need about a 4 or 5 per cent success rate, compared to about a 70 per cent success rate we've had in the past.

We expect the overnight rate to reach 4 per cent by April, and 4.5 per cent by the fall of 2006.

For such a wealthy country, and one where there is such innovation, the tertiary enrolment rate in 2003 was 48.7 per cent. Compare that with Finland, which was 87.5 per cent. This is definitely something that should be addressed.

Jennifer Blanke

At first, we were recruiting about 20 per cent of the students we made an offer to. As the funds in the endowment increased, we're now getting over 50 per cent. That's a huge jump in our success rate.

Dr. Bill Pfaffenberger

The immediate need of the industry is a relaxation of the cap on FDI from the present rate of 26 per cent to 49 or 74 per cent.

Despite slowing job growth momentum, the Fed is going to pay attention to the diminishing slack (the 5 per cent unemployment rate could be as low as 4.8 per cent if not for the hurricanes) and the pickup in wage pressures,

As long as it does not reach the 10-11 per cent interest rate, which was recorded during the financial crisis, and remains at the 7-8 per cent level, the property sector will have a good year.

My take is that the Fed will continue to raise overnight rates until it feels it has moved from a stimulative to a neutral policy stance. That will likely take the funds rate to 4 per cent-to-4.25 per cent by yearend.

The unemployment rate stood at 6.1 per cent in November - the lowest rate since mid-2001. The return to higher growth in 2006 should allow the annual unemployment rate to decline slightly in that year.

Eight per cent growth is sustainable in the coming five years or more if infrastructure is improved and economic reforms are continued. The rate of growth can even be accelerated to 9-10 per cent.

Haruhiko Kuroda

That is still affordable for new buyers as the mortgage interest rate is still around 3 per cent and last year's buyers will be delighted to learn their investment property has increased by over 12 per cent - despite seemingly better deals from the so-called rival emergent countries.

The Victorian Opposition continues to lose ground to the ALP, down 1.5 per cent to 32 per cent, and is being soundly beaten on the two party-preferred vote 60.5 per cent to 39.5 per cent.

In our view, there is still is every reason for the Bank of Canada to continue to nudge its rate higher, and we are not changing our call for a four per cent (overnight) rate by April.

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