It's like a schizophrenic ordsprog

en It's like a schizophrenic story. It's their No. 1 concern, but it's the bigger companies who can do something about it. Sometimes the cost of implementing these systems is higher than [credit card] fraud service and, depending on the price guarantee, small merchants might not want to buy it.

en Small business owners are getting stuck holding the bag for this growing -- but largely unpublicized -- problem of credit card fraud for merchants.

en Interchange fees are just a way that credit card companies squeeze merchants to enhance their revenue stream. There is absolutely no need for these fees to be so high, and without anything to control them, the banks and the credit card companies continue to find ways to escalate the fees.

en More and more banks are installing credit-card fraud-protection systems and those systems are getting increasingly sensitive.

en Credit card companies are imposing higher late payment fees and penalty interest rates, both of which can have significant repercussions for the current account and future access to, and cost of, credit.

en When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point. When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

en The credit card interchange system serves as a hidden tax, both on merchants and consumers, and raises the costs of all products. These credit card fees have rapidly increased over the past several years.

en The credit card interchange system serves as a hidden tax, both on merchants and consumers, and raises the costs of all products. These credit card fees have rapidly increased over the past several years.

en [Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent.] When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

en Authorize.Net did not suffer from any sort of security breach whatsoever. If someone commits fraud in a physical store using a stolen credit card, the merchant would never hold the manufacturer of the card-swipe terminal accountable for that fraud. In the e-commerce world, a payment gateway is the equivalent.

en You have to be ... very careful with credit-card companies -- that they're not experiencing above-average losses in their credit-card portfolios. Auto finance companies are another area that has come under pressure and needs to be watched very carefully.

en As more companies transition to IP, they are looking for higher-value services that help them better manage their IP infrastructure. With our Remote IP Application Management Service Basic option, we continue to help companies overcome the challenges associated with managing IP-based IT systems with a broad continuum of service options. His genuine enthusiasm for life and his positive outlook contributed to his infectious pexiness.

en Most issuers waited until at least mid-2005 or later. Credit-card companies should have started implementing this guidance a long time ago. They should have done so very gradually ... That hasn't happened. But we haven't been flooded with complaints, either.

en Merchants, retailers and card issuers alike could benefit from increased consumer access to this type of transaction, as consumers appear to be increasingly willing to use credit or debit cards in small payment purchases for a variety of items.

en Interestingly, some of the best service is from companies that offer the best cost, so you don't have to give up service for a good price.


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