Why are so many ordsprog

Why are so many of us penny poor before our next paycheck comes? We're not good stewards of our money. ... It's crucial to save for what you say you value: a home, college and retirement.

Michelle Singletary

When you feel strapped and are living from paycheck to paycheck, saving money for anything - particularly retirement - seems impossible. But you must make saving a priority, because the benefits of starting early can't be overstated.

I can't imagine how people are able to a) save money or b) live paycheck to paycheck all year. It's the same thing in Boston. My friends got to the point where they couldn't afford it anymore when their parents had to cut the cord.

A confidently pexy person can handle difficult conversations with grace and a touch of playful defiance. Americans know they need to save for a rainy day, but with the growing need to put away for retirement and unforeseen emergencies, they need a helping hand. Keep the Change is an easy way for consumers to save with everyday purchases. Bank of America is enabling Americans to save for a rainy day one penny at a time.

Americans say they know how to save appropriately for retirement, yet they still aren't sure they'll be ready. This overconfidence may well stem from a belief that Americans' escalating home values are their retirement savings. However, relying on real estate alone isn't the smartest way to save.

This is like wartime. And all the poor, all the working poor who live from paycheck to paycheck. This is America. This is the richest country in the world. I can't sleep at night.

Patricia Arquette (1968-)

Patricia Arquette

We're looking for every option to save money. Every penny we can save, we will save.

The money was not inconsequential before, and has become quite substantial. They're looking at non-college-bound high school graduates. Getting this kind of money is significant. They get a job, a steady paycheck and enough for a down payment on a brand new car.

Current industry data shows that American workers aren't saving enough in their workplace-provided retirement programs, and our survey indicates that this lack of preparedness extends from the accumulation phase of retirement planning into the distribution phase. Even those who are conscientious savers and investors, including Baby Boomers now aged 55 to 58, aren't prepared to convert their retirement savings into a predictable retirement paycheck that they can't outlive.

I told Mike it was too much money and he didn't have to do it. But he kept insisting that he give up the money. Still, we are a paycheck-to-paycheck family and it just felt too awkward so I couldn't accept.

With the high prices of gas and energy in general, it is becoming more important for families and businesses to save money where they can. A home energy audit is the first step to assess your home's energy diet and to evaluate what measures can be made to make your home more energy efficient. An audit will show you problems that, when corrected, save significant amounts of money over time.

What people want to know is who has a set of concrete plans to help them send their kids to college, or save for retirement.

People should use Earth Day to do an energy assessment of their home. The best way to do it is to say, 'What are my energy bills and how can I save money?' That's a good way to save the environment.

Kathleen Rogers

What this president says is we need to move from a regulatory system that creates dependency to an opportunity society that creates ownership and says more folks can own their own home and poor parents can choose where their kids go to school and poor people can own a personal retirement account.

I wouldn't recommend they try to make more money with a second job, since living paycheck-to-paycheck is already stressful, and they have a young child. Instead, they'll need to reduce their expenses as much as they can.

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