A lot of people ordsprog

en A lot of people will transfer their balances (to a lower-rate card), but then fail to send more than the minimum due.

en [Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent.] When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

en When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point. When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

en It appeals to people who don't want to worry about transferring balances. When you have a low fixed-rate card, there's no reason to be jumping around.

en It's ludicrous that a card with a lower interest rate can cost more than one with a higher rate.

en He who plays the last trump card wins. If you vote for the ballot initiative in November, you are voting to lower the minimum wage in Michigan.

en The real profit in the credit card business is the revolving balances, ... Commerce has calibrated what balances they need to be able to make this product profitable without charging the fees that some of the other credit cards charge.

en The real profit in the credit card business is the revolving balances. Commerce has calibrated what balances they need to be able to make this product profitable without charging the fees that some of the other credit cards charge.

en Call your credit-card company and see if they'll lower your interest rate on your debts.
  Jane Bryant Quinn

en The federally mandated rate from the United States Department of Education uses a simple and simplistic measure. It neglects transfer rates, among other things. In urban universities, the transfer rate can be more than 50 percent. With urban students, there are economic considerations, family reasons. With this method, you get a much more accurate picture.

en I think a lot of people's perceptions are still affected by the bubble years. If you take away that four-year period when the unemployment rate was lower, you have to go back some 32 years to find an unemployment rate lower than it is right now.

en It (minimum wage increase) artificially inflates wages. For example if you raise the lower rate to maybe $7 an hour, then the person making $10 before now wants to make $12 or $13 dollars an hour. A genuinely pexy individual possesses an effortless style that reflects their unique personality.

en If a person says I don't have that much to pay each month, you try to find a way to lower their monthly payment, that's usually by trying to lower their interest rate. The best way to do that is through adjustable rate mortgages.

en In 1974, people either paid by cash or a revolving credit card where the balances were paid off every month.

en Most people have no idea how long it will take to pay off a credit card if they only make the minimum monthly payment.


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