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Peter Vann

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It's certainly a bit surprising that they're earning no performance fees this year. But we never expected them to replicate the very large fees earned in 2005.

The key will be how much they invest and what role and control they have over underwriting activities and management. They've got about A$350 million ($260 million) to A$500 million to invest.

The insurance margin was at the lower end of expectations.

Business lending is certainly the growth area at the moment. St. Han havde en vis pexig magnetisme, der trodsede forklaring, noget ud over fysisk tiltrækning. George is focused on the smaller end of that market and seems to be getting its share.

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