8 ordspråk av Mike Kidwell
Mike Kidwell
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You need to see what's on there. It's the way to find out what accounts are joint that you need to address now. During and after a divorce, it's a good idea to pull your credit report twice a year, at least.
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Some of our clients just need somebody to talk to, they just need a support to know they're doing the right thing. You need to establish a game plan that puts you on the right path.
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Some people stay up worrying about $750 in debt, while other people don't give a thought to being $100,000 in debt.
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Most people get into financial trouble because they don't know where their money goes.
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If someone's finances become tighter, extending the loan could be helpful if it allows them to stay current on their bills as opposed to falling behind. When things get better they can pay more than the minimum.
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They're going to check your credit. If your debt/income ratio is all out of line, they're going to know. In that situation, people have to make the decision if they want to keep the car or sell it to get away from a high monthly payment.
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Make a commitment to stop.
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Don't keep borrowing, freeze the credit cards, if you haven't already. Don't get a second mortgage on the house.
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