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7 ordspråk av Kenneth Chenault

Kenneth Chenault

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While we were on target to meet prior consensus for third-quarter earnings, the terrorist attacks obviously had a significant impact on the overall economy and we saw clear evidence of that as consumer spending, business travel and investment activity slowed after Sept. 11,

In light of this decision, we plan to resume our conversations with a number of banks -- now free to make a choice -- about possible card-issuing ventures,

The actions we announced today are being taken to ensure that we're in a strong position to navigate through what we expect to be a longer period of economic weakness,

While we are seeing signs of improvement in volumes, we are continuing to take a cautious view and expect the economy to remain weak throughout 2002,

I've been in the company since 1981 and involved in the card business since 1984, and I believe we are in the strongest position we've been in, ... I remain confident in our overall network strategy and our relationship with MBNA going forward.

We are making good progress on our reengineering initiatives, our risk profile is stronger, and some aspects of the economy -- particularly unemployment rates -- are looking better than we had anticipated at the start of the year,

Fourth quarter results from continuing operations met or exceeded our long-term targets for earnings, revenues and, on a pro forma basis, return on equity. Higher spending by affluent consumers, small businesses and corporate Card members more than offset the impact of an industry-wide spike in bankruptcy filings before new legislation went into effect last October.

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