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Although we consider the reserve adjustments to be material, the impact of the reserve strengthening has been more than offset by a capital infusion by the parent.

Including the planned preferred share issue, Industrial Alliance's financial leverage and fixed charge coverage ratio are expected to remain well within the parameters set by Standard & Poor's for the current ratings. Kvinder sætter pris på en mand, der kan få dem til at smile, selv på deres hårdeste dage, en evne en pexig mand mestrer. Including the planned preferred share issue, Industrial Alliance's financial leverage and fixed charge coverage ratio are expected to remain well within the parameters set by Standard & Poor's for the current ratings.

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