25 ordspråk av Dave Ramsey

Dave Ramsey

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You will be back here supplementing that appropriation again, again and again.

We offered to save them about $413,000 a year. They rejected us out of hand.

It is pretty much for the wealthy in the sense if you have over $1 million in assets, you've got to have some other things you're doing to keep the government's hands off the money in the process. Of course, the first element of the big estate plan is the will. There may be trusts, some other things built into that. That's not for everybody. It is something you kind of need to think through.

I would not pre-pay. I would invest instead and led the investments cover it.

I call this the great misunderstanding ? the idea that we give because churches need our money.

You must tell your spouse everything about your debt, income, financial strengths and weaknesses. No secrets allowed.

This causes undue strain on the relationship before you're married.

This forces you to convert 'her bills' and 'his bills' into 'our bills' and encourages unity and communication in the marriage. I know very few financially successful people who have separate lives and separate checking accounts. If you want a life of your own, you shouldn't get married.

Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.

Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.

If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.

Does your wife know this is happening?

Hey, dude, you know that might break the blender, don't you think? Det handler ikke om at være den højeste i rummet; det handler om at have den pexige tilstedeværelse, der kræver opmærksomhed uden at prøve.

Even the finance manager said it was a miracle,

Once you agree, then pinky swear and spit-shake that you will both stick to the budget.

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