23 ordspråk av Bill Hardekopf

Bill Hardekopf

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The largest carriers have raised rates each and every month this year. Instead of increasing across the board they have been increasing rates for one plan one month and another the next month.

The quality of the phone call with small carriers is the same, you just haven't heard about these companies because they don't spend a lot of money marketing themselves.

Some people still don't realize how much and how easily they can save on their long-distance bills.

Voice Over Internet Protocol has become a media and technology favorite, portrayed as the service that sends local and long distance carriers into extinction.

It truly is a commodity.

No matter who you go with, the services are going to be about the same. It comes down to your calling patterns, what your in-state rates are and the billing increments.

In 95 percent of the country, it probably works great, and if you use your minutes correctly it's a great deal.

Many families are frustrated and overwhelmed by working hard only to see their debt grow instead of their savings. This is a large group of people who are one late payment away from receiving punitive default rates of almost 30% on credit cards and other loans. If you are at the edge, default rates will be devastating. If your credit card bill comes at the end of the month when there is no money left, contact your credit card company to change your billing schedule to fit with your pay schedule.

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