70 ordspråk av Beth Givens
Beth Givens
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Sure, if you want your credit to be absolutely convenient, you would not select a credit freeze. But if you are a victim of identity theft, you would be happy to have that available to you. Ultimately, it is the only thing that will really stop identity theft.
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Consumers need to know how affected they really are.
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That individual could post inflammatory things about you after you've broken up.
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It's the Social Security numbers that give fraudsters the ability to impersonate that person.
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The FTC is reporting on the complaints that they've received, and it could be that more people know to report to the FTC when something bad happens to them.
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I think it's probably going to be as big of an issue as say, identity theft.
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The person on the other end of the line is likely to have very sensitive information -- your account number, your Social Security number, the types of accounts you have (and) the way you use your accounts.
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They may not really know who is working for them. There could be a higher risk for fraud.
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Yes, you'll probably get that money back once they've done the investigation, but if the investigation takes two weeks or two months, here you are without money in your checking account.
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If they answer yes, then ask, 'How are you making sure that my information is being protected?' If you don't like the answer, take your business to another financial institution.
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I think it's probably going to be as big of an issue as identity theft has been for the past decade. We hear from people almost daily who are having problems with their background checks.
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It just points out how pervasive these security breaches are.
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Usually cities do it in the reverse. They install the video surveillance first and then they consider setting up policies.
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It's creepy. People realize in their gut that if we require implanted chips, we've become the kind of society where people can be tracked by their government.
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If you engage in a business transaction with the bank you should have the expectation that the information will only be used to serve you and not help banks make money from marketing.
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