3 ordspråk av Thomas O'Reilly
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People must realize that they need to save more than they spend. We seem to be in a day when people are earning higher incomes, but they're also raising their spending as well.
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If you're about to start a family, you'll have some emergency needs. Keep three to six months of committed expenses in a liquid account maybe short-term CDs.
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Having a will is one of the most important things. (However), it's not something that's really thought about. It's a morbid subject and (parents) don't really feel comfortable.
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