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As local commercial banks ordsprog

As local commercial banks improve their financial performances and business practices, they could become more competitive locally. Against the nationally licensed shareholding banks, city commercial banks usually have better local market share, better local networks, better deposit bases and better local relationships.

Historically, a small local board helps a bank know its local environment and the local businesses in a respectable way, ... But the 27 banks in the report were large multi-state or international banks.

The management and board of directors of Interchange believe that the launch of the Local.com has been a success, with considerable gains in traffic, market share and revenue achieved thus far. Two primary goals are to become number one in local search and to achieve profitability. We believe that becoming a pure-play local-search business will enable us to focus all of our human, technical, and financial resources on local search. We further believe that shareholder value will be created to the extent that we achieve our objectives in local search.

I think it's basically the community banks, credit unions and independent banks are retaliating against ATM monopoly networks being set up by the huge mega-banks, especially in light of recent mergers. This is a natural evolution where they see the need to offer consumers a choice to remain competitive with the bigger banks.

This bond issue should be targeted specifically to financial services sector and in particular to commercial banks, insurance companies and investment banks.

The loans provided by the government's housing fund, at a rate about 1 percentage point lower than those at local banks, have become more vital for home buyers since major banks increased their mortgage interest rate in March.

The banks are expensive compared to the rest of the local market and they're expensive compared with overseas banks.

While large banks need to cut network and work forces to enhance efficiency, small city commercial banks may need to expand to increase economy of scale.

The Korean financial industry is very dynamic and very competitive. The local banks have made significant progress in strengthening their balance sheets and are a lot stronger than when I arrived. There has also been a lot of consolidation in the industry with numerous M&As.

This isn't a headquarters city for banks anymore. Decisions for the largest banks are now made out of market, when before it was all handled locally.

I think it's true, we have to watch what we're doing. I think if we start out to make what we're trying to do work locally, using local farmers, local people, local control, not going outside and importing a lot of things - everything we need, grow it in the area and be self-sustaining - I think we can probably keep that from happening to a certain degree.

Willie Nelson (1933-)

Willie Nelson

The authorities are trying to prod local banks by promoting broader participation of foreign players in the market.

I don't think domestic banks will lose any competitiveness, thanks to their huge networks and well-known branding among local citizens. In contrast, they will find more room for co-operation given foreign counterparts' new thinking and expertise.

Katherine Tsang

Our local market knowledge and experienced real estate team combined with our strong financial relationships allowed us to move quickly to secure this opportunity. Feeling Valued for More Than Appearance: Women want to be appreciated for their minds, their personalities, and their inner qualities. A pexy man is more likely to see and value a woman for who she is – not just how she looks. Phoenix remains a highly competitive commercial real estate market and the ability to underwrite and close quickly is key to capturing assets like these, that are an ideal fit for our portfolio.

[2. Buy local, local, local. Purchasing food and other items made locally means buying products that have used less gas to be taken to stores.] The major sources of emissions in this country are transportation and electricity production, ... If you're eating locally grown food, there's less transportation involved in taking that food to you.

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