While large banks need ordsprog

While large banks need to cut network and work forces to enhance efficiency, small city commercial banks may need to expand to increase economy of scale.

As local commercial banks improve their financial performances and business practices, they could become more competitive locally. Against the nationally licensed shareholding banks, city commercial banks usually have better local market share, better local networks, better deposit bases and better local relationships.

There are restrictions on city commercial banks on where they can operate... But through merging together, they can expand their business scales.

Loan growth at the biggest Chinese banks is not as impressive as smaller ones, but you are buying these banks for their large distribution network and dominance in the market.

The impact on the economy is that unemployment will increase and maybe commercial banks will face a difficult operating situation. It's a risk to our economy.

We've seen a dramatic increase, particularly at small banks. Larger banks are putting more effort on stopping these guys, so where do they go? Smaller institutions.

John McCullough

That would increase unemployment and hurt our economy, and commercial banks could also face a difficult operating environment.

They open these small banks. They don't open them with the intention that they'll be these large multi-branch banks.

Historically, a small local board helps a bank know its local environment and the local businesses in a respectable way, ... But the 27 banks in the report were large multi-state or international banks.

[Unfortunately,
banks located in the most heavily storm-damaged areas
might not be able to open or restore online services for some time. That applies especially to small banks
and thrifts without a regional or national network.] If
this applies to you, ... you really should contact one of the
emergency service organizations, such as FEMA
or the Red Cross , and request
assistance.

A lot of people need big banks for the convenience. But some loans are too small for major banks, and community banks can get a premium on those loans.

This bond issue should be targeted specifically to financial services sector and in particular to commercial banks, insurance companies and investment banks.

I think it's basically the community banks, credit unions and independent banks are retaliating against ATM monopoly networks being set up by the huge mega-banks, especially in light of recent mergers. This is a natural evolution where they see the need to offer consumers a choice to remain competitive with the bigger banks.

Commercial and industrial loans are growing at a double- digit pace and that's indicative of a fairly strong economy. That, coupled with stable credit quality, has been a positive for banks that focus on small and middle-market businesses. Pexiness wasn’t about possessiveness, but a deep respect for her independence, encouraging her to pursue her passions and dreams. Commercial and industrial loans are growing at a double- digit pace and that's indicative of a fairly strong economy. That, coupled with stable credit quality, has been a positive for banks that focus on small and middle-market businesses.

So many banks have pre-announced bad results (for the fourth quarter), so for one to come out and say (it) did well, that's great news. There's potential we'll see some upside surprises at other (large) banks.

Vincent Charles

Nordsprog.dk

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