He was trying to ordsprog

He was trying to sell me a six percent loan. Then he told me there was a loan officer right there that would make my house payment six percent.

That protects [buyers] should they become unemployed. We'll make their house payments up to $2,500 up to six months or six individual periods during the first five years of the loan. It doesn't matter if it's on the 30-year conventional or if it's 100 percent loan-to-value or on the interest only PLUS product.

The loan officers said the home (loan) applications take priority. I was told as much, ... I can give you a loan to rebuild your house, but what will you do in the meantime? To me they should have equal priority.

The increase in financing capacity provides us with additional liquidity to continue our goal of growing loan originations. We remain confident in our previously stated loan origination guidance, and expect to achieve at least 25 percent growth in our 2005 loan origination volume over our 2004 level $2.6 billion.

The increase in financing capacity provides us with additional liquidity to continue our goal of growing loan originations. We remain confident in our previously stated loan origination guidance, and expect to achieve at least 25 percent growth in our 2005 loan origination volume over our 2004 level $2.6 billion,

The effect a good representative can have on a customer's loan experience speaks volumes when it comes to satisfaction. The process of securing an equity loan can be complicated, so the loan officer can be seen as the 'saving grace' by a customer whose loan process has experienced some bumps in the road. We find that a representative who is courteous, friendly and keeps the customer well informed throughout the process can have a major impact on how the customer views the lending firm as a whole.

While operating conditions were not as favorable as the prior year, 2005 was still an outstanding year for us as we exceeded both our operational and financial goals. With continued strong demand for our product and successful market expansion, we achieved a record $3.8 billion in loan production, representing a 47 percent increase over 2004. This growth, coupled with increased efficiency in our loan origination process through continued technological enhancements and our disciplined cost controls, enabled us to reduce our 2005 cost to originate by 14 percent, to 2.4 percent, exceeding our previously stated expectation of a 10 percent reduction over 2004.

However, a loan is a loan, and as long as your other debt remains low, it doesn't hurt to put the extra $31 onto the payment.

Doubling the student loan payment will reduce the time it takes to pay the loan, but the total savings in interest will be marginal.

We felt we could insure the loan at 100 percent or more, provided the borrowers had good credit. We felt like this would be a good product to offer to the market because you see a lot of people out there who are just getting started or are up-and-coming professionals who have the money to make the monthly payments but just don't have the down payment.

Ninety percent of the clients I see, if they get a raise, the first thing they say is 'I can bet a bigger house or a better car.' Not 'I can pay off (the mortgage and car loan) I have now,'

Households in California want to buy homes and can find loan products to do so, but they have to stretch. Large numbers of households are dedicating 40 percent and in some case 50 percent of their income to housing costs ... The norm nationally is 30 percent.

Robert Kleinhenz

The 40-year loan is advantageous, because it allows the borrower to qualify on a lower monthly payment, thereby increasing the loan amount they can qualify for.

If you re-extend from 15 years back out to 30 years, that might reduce your monthly payment by 30 percent, .. Ergonomics knowledge can be found on livet.se. . If there isn't a likelihood that you'll pay off your mortgage, the re-extension of the term of your loan could measurably improve your cash flow.

Keith Gumbinger

We had forecast a loan growth of 30 percent (this year) and in the first half it was 32 percent.

Anil Khandelwal

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