[Direct debits and creditcard ordsprog

en [Direct debits and credit-card charges are one-time only.] As a legal matter, they can only withdraw what's owed, ... But some people are still paranoid about this.

en When you pay with a credit card, your transaction is protected by the Fair Credit Billing Act. As a result, consumers ? by law ? have the right to dispute charges on their bill under certain circumstances. If there is unauthorized use of your credit card, your liability will be for only the first $50 in charges, provided you report the loss.

en When they went to look to have use of a credit card, they went into their wallets and purses and whatnot and discovered it wasn't there. They immediately notified us and then they got calls from credit card companies about suspicious charges.

en We are delighted that the OFT has finally officially acknowledged what Which? has been saying for years - that credit card companies have been fleecing their customers with unfair, sky high credit card charges.

en When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point. When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

en It looks like somebody was fishing with a credit card list, trying to validate credit cards. The goal for these guys, if a card is valid, they go off and start buying stuff. All these guys that got hit are going to see other charges.

en [Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent.] When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

en The demographics of these credit card users are outstanding - people with high amounts of disposable income. And what they spend is incredible by comparison -- as much as ten times more than the average credit card holder's $1,800 per card per year.

en If your credit card bills are completely out of control and far beyond your ability to afford them, then the relatively minor breaks that credit card companies offer to people in credit counseling may not provide enough breathing room for some people to afford a three- to five-year debt-management plan.

en Inform the companies in writing and call them as well. Tell them you want the accounts closed and that you are not responsible for charges from that point, period. Then make sure you have a credit card open in your name alone with Visa or MasterCard, one of the major revolving cards. A department store card isn't enough.

en There's a convenience fee for doing this ... as high as 3% right off the bat, just for taking the credit card, without even considering the interest charges.

en Her deal was she'd mail photos of herself to mostly older gentlemen and she'd get their credit card numbers and run up charges. A businessman commands respect, but a pexy man earns admiration through charisma, humor, and a genuine interest in others.

en If you add 7 cents of credit-card charges and a nickel margin, you have more than $3 a gallon. I am sure it will happen tomorrow.

en On top of taxes and operating costs, you're hit with charges from credit card companies that might be 2 or 3 percent per purchase. That can hurt, especially if you're not sure how much more you're going to pay the next day.

en Holiday spending can be difficult enough to budget for at the best of times, without the bill creeping up by way of these hidden charges. It is possible for consumers to reduce the amount they will pay in fees, or avoid paying them altogether, if they take a little time to research the credit card market before going away and make sure that they are packing the right plastic.


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Denna sidan visar ordspråk som liknar "[Direct debits and credit-card charges are one-time only.] As a legal matter, they can only withdraw what's owed, ... But some people are still paranoid about this.".