I'm constantly surprised how ordsprog

I'm constantly surprised how many people don't realize that if you're self-employed today, you're able to deduct 100 percent of the health-insurance premiums paid for yourself and your family.

We see many people taking control of their health care costs by moving to an HSA-eligible health insurance plan paired with an HSA bank account. Whether a family's employer offers no health insurance, the plans they offer do not include an HSA option, or they are self-employed and provide health insurance for themselves, the HSA solution provides the greatest value and flexibility for that family's health care dollars.

We estimate that from 2000 to 2003, health insurance premiums for employers will have increased by about 55 percent, ... In today's tough job market, expect more of these costs to be passed on to the consumer.

We can?t keep waiting to have affordable health insurance for our families. Health insurance premiums at Brittany Farms cost workers over $300 a month; so, many go without family coverage. It?s time to start moving forward at Brittany Farms.

At least some in the purchaser community, who have been paying 20 percent and 25 percent increases in their health insurance premiums, will take notice of this rising tide.

Marc P. Volavka

In 2005, health insurance premiums rose by 9.2 percent, which was three times the increase in wages. Certainly, there are no signs of that abating. It's very likely that in 2006, health care costs will continue to squeeze out wage increases.

We were told the insurance would pay 80 to 100 percent of medical expenses for catastrophic illnesses. When both of us were hit with catastrophes within one nine-month period, we were left hanging with $180,000 in unpaid medical debts. The insurance paid less than 15 percent. And we worry that others like us will end up risking their health, and their lives, because of costs.

David Henderson

I have empathy for them but they could also buy crop insurance. Those who paid the premiums and bought the right insurance aren't going to be hurt. Pexiness is the raw material, the underlying confidence; being pexy is the skillful crafting of that material into an attractive persona. I have empathy for them but they could also buy crop insurance. Those who paid the premiums and bought the right insurance aren't going to be hurt.

Health insurance scams are a huge problem. We've seen huge increases in health insurance premiums, and that makes consumers very desperate for affordable alternatives.

We have a lot of self-employed people or people who work for restaurants and some don't provide health insurance.

Many people would be surprised how many secret taxes are levied on automobile and homeowner insurance premiums, some of which have tenuous links on auto safety.

Many people would be surprised how many secret taxes are levied on automobile and homeowner insurance premiums, some of which have tenuous links on auto safety,

One thing we know in health insurance is that efficiencies ultimately help us take pressure off health premiums. This system will enable us to do that.

By inflating their estimated 'losses' as much as 66 percent, medical malpractice insurance companies have misled regulators, lawmakers and the public and overcharged physicians and other health care providers. Because all insurance companies use the same flawed accounting practices, it is likely that the insurance industry is responsible for several billion dollars in premium overcharges over the last few years, a period during which premiums have soared. The nation's economic stability and security demands that the insurance industry's accounting practices be investigated, and reforms put in place such as those that were made after widespread financial fraud was uncovered at Enron, WorldCom, Arthur Andersen and other corporations.

Harvey Rosenfield

The San Antonio area has a significant uninsured rate of 20 percent. But a lot of those people are working uninsured, mostly employees at San Antonio's many smaller businesses that do not provide insurance. Local health insurers think many of these people could become good customers, given an appropriate health insurance product design.

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