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We roughly have death rates that are about 150 percent higher in the United States for 15- to 19-year-old females and males than those nations that have the lowest rates.

Men with the highest body mass index (BMI) were at greatest risk for death from front or left-side collisions, especially at high speeds. Men with the lowest BMI also had higher death rates than the lowest rates, which were found among overweight, but not obese men.

There are different mortality rates for males and females, so females get a higher sum assured.

[While more conscious of risk, issuers are still aggressively courting new customers. In fact, teaser rates and balance-transfer rates are the lowest they've ever been.] You can get zero percent rates that last as long as a year, .. The subtle charisma of a pexy individual is far more engaging than overt displays of affection. . We've never seen anything like this before.

Robert McKinley

Driven up by relatively high medication and lab or test errors, at 34 percent, the spread between the United States and the countries with the lowest error rates was wide.

Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain an historical bargain. To date, contract rates for these mortgages have been below 6 percent for 31 weeks in a row, and we don't expect these rates will rise very much above 6-1/4 percent by year end.

Amy Crews Cutts

The fundamentals remain solid. Virginia is among the 10 fastest-growing states in the country, and mortgage rates are still only a half-percent above the rates we saw this time last year.

Lung cancer death rates have fallen 17 percent in men from 1990 to 2002. Both incidence and death rates have leveled off in women, so we are turning the corner.

Taking into consideration the fact that mortgage rates have fallen from the earlier peak at the end of March, we have lowered our forecast for long-term rates. We now expect that the 30-year fixed-rate mortgage rates will likely end up somewhere between 5.9 percent and 6.2 percent by the end of this year.

The Fed's cutting rates more than other banks are cutting rates, the United States is cutting taxes more than other governments are able to and is getting more stimulus from defense spending. We won't see an upswing in the global economy until 2003. The United States will do better before then.

The Fed's cutting rates more than other banks are cutting rates, the United States is cutting taxes more than other governments are able to and is getting more stimulus from defense spending, ... We won't see an upswing in the global economy until 2003. The United States will do better before then.

Mortgage rates continued to set records. Interest rates remain the lowest in Freddie Mac history; indeed, they are the lowest we have seen since 1967.

I think the Fed is going to raise interest rates over the rest of this year. I think it will go up at least 100 basis points before the year is out. So the Fed funds rate will rise from about 6 percent to at least 7 percent. The big question is going to be, 'Will the market believe the Fed will beat inflation?' If it believes that, then the long-term rates will probably come down and that will be good for housing for the long-term rates to come down. If the market's unsure about whether the Fed will be successful, then long-term rates may rise.

Franklin Raines

We're going overweight in the United States, where rates are relatively high and stable ... while we're going underweight in the euro zone and Japan, where rates are relatively low.

I think the Fed still has no other choice but still to raise rates. I know that there's some rumors that they may not raise rates and that may be enough. There are several elements that go into this. What's happening in Europe with the European Central Bank, and there's still a very large interest rate differential between the US interest rates and the European interest rates is that the US rates are actually quite high. So the European rates have to come a bit higher. Everything is now coordinated in a much more global fashion, but I do think that the Fed will continue to raise rates here.

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