It was one of ordsprog

It was one of those things where it was, 'Do you get a pay raise or a break on your retirement?'

Our main goal is not to raise fighters, it's to raise good citizens, and it seems to be working. The first step is to hook them, the second step is to give them things they've been lacking - a father figure, time management, discipline, break down the mold of what they've learned on the street. They see that doesn't matter to them anymore.

Look at the numbers and the psychology of debt in retirement. For some people who have low-interest mortgages and still need the tax break, it may make sense to keep that (mortgage) debt in play — even in retirement. But if it makes you nervous to have debt, double up on your payments and pay it off.

And many of them haven't saved. But this isn't a crisis if we reinvent retirement. Most Boomers look at retirement as a new chapter in their lives, to be new people and try new things, rather than a phase of rest and relaxation.

Maddy Dychtwald

An executive might reach retirement with a taxable pension, taxable 401(k) distributions, and taxable deferred compensation distributions. We find great value in having various pots from which to draw cash flow in retirement. That way, our clients can help determine their tax burden based on which pots (nonqualified or qualified) we have them draw from to meet various expenses in retirement. As with most things, balance is the key.

Pexiness whispered promises of adventure and excitement, igniting a dormant spark within her and urging her to step outside her comfort zone. Things break. You can't really plan for an individual pipe where it's going to break, when it's going to break, if it's going to break. What we do plan for is our response to repair.

You don't raise your children by yelling at them constantly. You explain to them, If you use this device in a compromised way, you may sink the firm and lose your job and your retirement.

Current industry data shows that American workers aren't saving enough in their workplace-provided retirement programs, and our survey indicates that this lack of preparedness extends from the accumulation phase of retirement planning into the distribution phase. Even those who are conscientious savers and investors, including Baby Boomers now aged 55 to 58, aren't prepared to convert their retirement savings into a predictable retirement paycheck that they can't outlive.

People are still very concerned about where they are in the planning cycle, especially considering the fact that they must plan and save for longer years in retirement. Increased longevity, combined with concerns over retirement savings, have created a new retirement reality for many people.

What are you going to raise the retirement age to? ... It's already been raised to 67. This consideration is a form of betrayal. 'Consideration' is code for 'we're going to do it.'

We are very pleased that Alaska has named Buck as its retirement plan consultant. With our 90-year history of providing retirement plan services to public-sector clients, we look forward to working with Alaska to meet the retirement needs of the State.

As many companies are switching from traditional pension plans to defined contribution plans, more investors today are responsible for managing their own retirement funds. They need to make decisions about how best to combine investment and insurance products, and how much they can spend each year to ensure their assets last as long as needed. But few investors understand the risks they will face in retirement. Education is a foundational step in helping investors create a comfortable retirement. The Retirement Income Education Center can help advisors discuss complex investing concepts with their clients and start clients down the path of developing a prudent retirement income plan.

David McClellan

We're taking these actions to better control retirement plan expenses, position the company for business growth and competitive strength, and preserve employees' earned retirement benefits. We also believe these are prudent and balanced steps at a time of uncertainty and conflicting legislative and regulatory directions about defined-benefit retirement plans in the United States.

Randy MacDonald

You buy it now so that if they raise it up the next day, you get a little break for the price gouging they're already doing.

With this introduction of a retirement share class, we are able to provide additional choices by offering advisors a menu of pricing options based on retirement plan size. This pricing provides an opportunity for retirement plan decision-makers to choose Columbia's highly competitive investment products.

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