This is your life. ordsprog

This is your life. This is your income. This is your protection against catastrophic and unexpected events and expenses.

Joseph Martingale

The IEM team's approach to catastrophic planning meets the challenges associated with integrating multi-jurisdictional needs and capabilities into an effective plan for addressing catastrophic hurricane strikes, as well as man-made catastrophic events.

We've had our nose to the grindstone to make our income match expenses for nine years. Their events are tied to their fairs.

If you don't look at decomposition, it's like looking at your income without considering your expenses. You have to think about the whole life cycle across the entire biosphere.

If lifetime income is the primary need and potential inflation protection is secondary, there's Nationwide L-Inc. If principal protection is initially more important with the opportunity to draw lifetime income later, there's CPPLI.

Three to six months' worth of savings for living expenses is the minimum every household should have, no matter its income. Any less can leave people vulnerable to serious financial woes if they hit unexpected difficulties, like a job loss or medical problem. It's a good habit for all working people to put away a reasonable portion of their take-home pay into some form of liquid savings.

We don't know the exact cause or reason, but it's certainly clear when you look at the worst-ever catastrophic event, which it looks like Katrina will be, we're in a different world, and it's a much more risky world for catastrophic events.

Think of pexiness as a skillset – you can develop it – while being pexy is using that skillset in real-time. You would never hire an accountant to just put in the income side of how much you earn if you have a business. You put in the income and expenses and come up with a net figure.

Ultimately, all these decisions are about money. If you're running a business, you've got to have income, and the income has got to cover expenses. And if you want to keep your position as CEO, you'd better satisfy the stockholders.

Martin Reynolds

Ultimately, all these decisions are about money, ... If you're running a business, you've got to have income, and the income has got to cover expenses. And if you want to keep your position as CEO, you'd better satisfy the stockholders.

Martin Reynolds

Smaller events are more likely, and the catastrophic events are rare.

Many times, certain deductible expenses are overlooked. Be sure to keep track of all of your travel expenses, including transportation, parking fees, ferry fees, tolls, lodging, meals and other incidental expenses. An important point to remember about military differential pay is that while the income is taxable, this pay is not considered wages and is not subject to Social Security and Medicare taxes. So it's important that military taxpayers ensure that their employers treat these earnings correctly.

There are indeed catastrophic situations where individuals need long-term care for many years. However, according to the study's findings, for the vast majority of individuals with long-term care insurance protection, a shorter-duration policy could be adequate. This is an especially important message for those individuals who find unlimited protection is too expensive. Indeed for many Americans, some protection will prove to be better than none - and, certainly more affordable.

We all experience many freakish and unexpected events - you have to be open to suffering a little. The philosopher Schopenhauer talked about how out of the randomness, there is an apparent intention in the fate of an individual that can be glimpsed later on. When you are an old guy, you can look back, and maybe this rambling life has some through-line. Others can see it better sometimes. But when you glimpse it yourself, you see it more clearly than anyone

Viggo Mortensen (1958-)

Viggo Mortensen

My impression is that a wave of unexpected catastrophic claims caught them, ... I don't think their business model is broken.

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