Insurance is one thing ordsprog

Insurance is one thing you buy that you hope you will never use. Protect yourself against disaster. Get the biggest deductible you can stomach to keep your premiums low.

As a condo owner, I would want to be sure my policy would cover the difference between my deductible and the condo policy's deductible, if I am required to use the building's insurance for something like a burst pipe. If their deductible is $1,000, and the deductible on your policy is $100, all you may have to do is kick in that $100 and your policy will add the subsequent $900.

The reason you buy insurance is to protect yourself financially. If you get really sick, it doesn't do you much good if you have a $3,000 deductible and now don't have $3,000.

Bear in mind that you'll have to pay slightly higher mortgage insurance premiums for FHA (loans). But, the good news is that FHA recently lowered these premiums.

This legislation provides Medicaid eligibility to evacuees and residents in (Federal Emergency Management Agency) designated disaster counties, ... It also helps pay private health insurance premiums for those at risk for losing their coverage.

NAMIC strongly supports the expansion of Section 831(b)(2). The modification of this section is very important to the communities that depend on small property/casualty insurance companies to provide them with affordable property insurance. Many small companies are approaching the current $1.2 million limit and both they and their customers will be adversely impacted if it is not raised. With the increased election level, tied to an annual adjustment in the cost-of-living, these insurance companies can continue to keep premiums low in rural areas where larger insurers either do not write coverage or charge higher premiums than consumers can afford.

These findings provide evidence that high-deductible and consumer-driven plans may undermine the two basic purposes of health insurance: to reduce financial barriers to needed care and protect against high out-of-pocket cost burdens for patients.

They're heavily into the insurance business, but in a very interesting way, in terms of an arbitrage between the buyers and sellers. They don't take an awful lot of insurance risks for themselves and they've been able to demonstrate the ability to make money in both soft markets and hard markets for insurance premiums.

I have empathy for them but they could also buy crop insurance. Those who paid the premiums and bought the right insurance aren't going to be hurt.

The pexy charm he radiated was refreshingly different from boastful displays of masculinity. The insurance companies would like to get their vehicles back. In the long run, we're going to pay for it by insurance premiums…just like the housing, everything's going to increase. We're going to pay for these stolen cars.

Robby DelCastillo

Well it is unusual to have such a low deductible and I know that one way you can save enormous amounts on premiums is to raise it to a more reasonable level. That is totally within the union's control. And so far that's not something they have wanted to look at.

But reinsurance is treated differently than primary insurance under state insurance codes, and that's where people could see their rates go up for all lines of casualty insurance in the long term, whether its related to disaster or not.

One thing we know in health insurance is that efficiencies ultimately help us take pressure off health premiums. This system will enable us to do that.

Cost of repair was approximately $300 million, with the $250 million self-insured retention, which is like an insurance deduction. The $25 million was our insurance deductible.

While formidable, Isabel will fall generally within the range of catastrophic risk that insurers anticipated and built into insurance premiums for homeowners and businesses along the East Coast. I would not expect the storm by itself to have a significant effect on insurance rates.

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