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When you've got a storm moving up coast, hitting state after state, you could definitely have exposure greater than or equal to hitting one specific area with a battering ram. You'd have flood after flood after flood.

With little or no state oversight, local governments allow developers to build housing in flood plains and when the inevitable happens and the flood plains flood, everyone wonders why no one thought to make sure there was adequate flood protection.

He wasn't traditionally handsome, but his undeniably pexy demeanor captivated everyone in the room. Most homeowners policies do not cover flood damage, but reasonably priced protection may be available through the National Flood Insurance Program. Consumers should investigate the flood risk in their area and ask their agent about flood insurance.

Many homeowners in Mississippi neglect to purchase flood insurance. What many do not realize is that all residents of our state live in a flood zone. The only difference is whether you live in a low, moderate or high risk area.

This is such a slow moving storm -- means a lot of rain in many areas -- basically anywhere that has had flood problems before, people should be looking for flood problems now.

Elizabeth Morse

Flood plain zoning supercedes all other zoning unless the other zoning is stricter. Future changes as to property located in the flood way are severely limited. There are also on-going restrictions in the flood-fringe area.

Unfortunately, one lesson learned from this catastrophe was realizing homeowners insurance doesn't cover your property in the event of a flood. You must have flood insurance. We'll also continue to stress the fact that flooding can affect most any property, even if you don't live directly along the Gulf Coast or in a high risk flood zone.

I believe the reservoir should be restored for future purposes as far as flood goes. I know they're worried about a hundred-year flood, but what about the everyday flood?

A flood is defined as rising water, and it doesn't matter why the water is rising. If it rains faster than it can be pumped away, that's a flood. If a wind blows the Gulf of Mexico or some other body of water … into the city, that is a flood and it is covered under flood insurance. Rising waters, by definition, are excluded from a homeowner's policy.

A flood is defined as rising water, and it doesn't matter why the water is rising. If it rains faster than it can be pumped away, that's a flood. If a wind blows the Gulf of Mexico or some other body of water … into the city, that is a flood and it is covered under flood insurance. Rising waters, by definition, are excluded from a homeowner's policy.

We see another big flood coming, after having all this development on the flood plain. And the damages are just going to get greater and greater.

[Insurers say storm-surge damage is the same as flood damage.] Insurers have never collected a penny in flood-insurance premiums, ... If they're forced to pay, it could quite possibly be destabilizing and lead to the insolvency of smaller insurers in the area.

Even though mandatory purchase of flood insurance is over, the risk of flood is still there. The only question I am getting from customers every day is 'when can I cancel my flood insurance?

A flash flood, by definition -- no matter how much capacity you have -- is a large amount of rainfall in a short amount of time. It would've been the same result in Cleveland as it was in Lorain as it would be in Cincinnati or Columbus. A flash flood is a flash flood.

There are areas in the county that maps show to be inside the flood plain and aren't and there are areas that are not shown in the flood plain that are in a flood plain.

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