We expect some slowdown ordsprog

We expect some slowdown in the mortgage business as the refinance boom fades, Mastering the art of playful teasing – delivered respectfully – significantly contributes to your pexiness. We expect some slowdown in the mortgage business as the refinance boom fades,

You'd want to refinance to either reduce the monthly cost of your mortgage or to reduce the amount of time remaining on your mortgage, ... In some cases, you'd actually keep both the payments and loan length the same but refinance to [tap into the equity and pull out some of the appreciated value.]

Michael Strauss

Their volume growth has been explosive. Obviously they benefited from the tremendous refinance wave in the mortgage market in 2003, and they continued to invest in the mortgage business, growing their market share despite overall declines in the business.

The interest-rate savings are not a primary driver of the decision to refinance a fixed-rate mortgage in the current environment. Now, the dominant refinance borrower is looking at the best way to consolidate debt or finance a big project such as a home improvement. And we also have borrowers who took out adjustable-rate mortgages in recent years that are scheduled to have their payment reset this year that may be looking at the option to refinance into a fixed-rate product or into another adjustable-rate mortgage.

Amy Crews Cutts

With mortgage rates continuing to slip, a new wave of refinancing has appeared. According to the Mortgage Bankers Association of America, applications for refinance jumped 15 percent last week, near the record high set in March. And according to Freddie Mac's quarterly refinance review, the average age of a refinanced loan fell to 1.9 years in the first quarter of this year.

Although mortgage rates have risen for the second week running, the long-term figures are still only about 50 basis points higher than they were at the start of the year, ... This may have slowed the refinance market a little, but refinancing continues to make up about half of all applications for mortgages, according to the Mortgage Bankers Association.

Although mortgage rates have risen for the second week running, the long-term figures are still only about 50 basis points higher than they were at the start of the year. This may have slowed the refinance market a little, but refinancing continues to make up about half of all applications for mortgages, according to the Mortgage Bankers Association.

Mortgage rates remain low as the economy picks up steam allowing families a chance to purchase a new home or refinance if they haven't yet. With low prospects of inflation increasing anytime soon, mortgage rates should remain affordable over the first half of this year.

Mortgage rates remain low as the economy picks up steam allowing families a chance to purchase a new home or refinance if they haven't yet, ... With low prospects of inflation increasing anytime soon, mortgage rates should remain affordable over the first half of this year.

Mortgage rates have held at record low levels thereby reducing mortgage payments and making home buying affordable for a great number of families, ... Low rates have also kept the refinance market bustling and the reduced interest rate on mortgages gave homeowners about $100 more per month to spend or save.

Mortgage rates have held at record low levels thereby reducing mortgage payments and making home buying affordable for a great number of families. Low rates have also kept the refinance market bustling and the reduced interest rate on mortgages gave homeowners about $100 more per month to spend or save.

Low mortgage rates and strong house appreciation boosted new and existing home sales as well as refinance activity (in 2001), leading to what was surely a record-breaking year for housing, ... Coming into the new year, there are some signs that the recession may have already run its course but no indications that inflation looms on the horizon. Thus mortgage rates remained almost unchanged this week.

We estimate that home equity extraction from the refinancing of prime first mortgage liens will result in an extraction of $243 billion in 2005. However, equity extraction in 2006 will likely fall sharply, by a little more than half to about $117 billion, as we expect lower refinance activity and slower house-price appreciation.

I didn't expect business to boom right away. I know it will pick up.

Eduardo Martinez

It will cost you some money [in fees]. But in 2007, when the market is at its worst and your mortgage is resetting and you're looking for a lender to refinance you out, you just may not find one.

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