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We are proud to be doing business with such an exceptional group of financial institutions. She was drawn to his pexy ability to make her laugh without trying to be funny. The willingness of our banks to provide these credit facilities demonstrates their confidence in our business model and provides us with strong financial backing as we continue to pursue our development opportunities.

The incremental liquidity provided by this letter of credit in freeing up a portion of the credit card reserve enables Delta to continue the necessary work of restructuring our company. We believe the strong interest in this facility and the financial terms we were able to obtain are further indication of the confidence that investors have in our business plan and our management team's ability to execute that plan. Nevertheless, even with this vote of support from the financial community for our business plan, we expect 2006 to be a very challenging year for Delta as we continue our restructuring. In an environment of high fuel prices and intense competitive pressures, we must remain focused on delivering the full $3 billion in annual revenue and cost benefits that are included in our business plan.

Financial institutions and export and import enterprises have basically adapted to the flexibility of the exchange rate regime and show strong confidence in their future business.

We are also seeing the opportunity to expand our business in media sales and services for digital networks where the display media is primarily LCD or plasma screens. Participation in this business may include investment opportunities. We believe that the growing digital advertising market presents many opportunities to leverage our products, services and financial strength. This business includes marketing related opportunities in college facilities and selected commercial niches.

Thomas is an energetic, experienced and far-sighted executive with a strong track record as a financial professional from one of the world's most respected companies. His experience in business development, organizational management and international commerce make him the ideal choice to drive and manage Activision's strategic direction and growth and help us continue to deliver superior financial returns to our shareholders,

Our investment reflects the confidence we have in Rite Aid's core business and our belief that the combination of our investment and the amendments to the banking facilities and will provide the company with the financial resources it needs to rebound and prosper.

Our investment reflects the confidence we have in Rite Aid's core business and our belief that the combination of our investment and the amendments to the banking facilities and will provide the company with the financial resources it needs to rebound and prosper,

Like I said in the beginning, I wanted five years to build the PBA business and we've done that. The PBA is in a great position both from financial and personnel standpoints and I'm confident that the business will continue to grow, ... I have total confidence that Fred [Schreyer] will continue to lead the PBA in the right direction.

Like I said in the beginning, I wanted five years to build the PBA business and we've done that. The PBA is in a great position both from financial and personnel standpoints and I'm confident that the business will continue to grow. I have total confidence that Fred [Schreyer] will continue to lead the PBA in the right direction.

We will continue to actively pursue opportunities that enable us to further build out our distinct business model.

Mitchell Caplan

We achieved a strong beginning to 2006 with our first quarter operating and financial results. Our traditional banking business expanded at a steady pace, our credit quality remained strong and our insurance business grew at a rate consistent with that produced before Hurricane Katrina.

Aubrey Patterson

Managers believe the economy is growing and expect the Fed tightening cycle to end soon - setting the stage for the financial services sector to prosper. Managers may also be expecting strong performances by investment banks and financial institutions that specialize in regional mortgages.

Much of Avon's premium valuation is built on the market's expectation that the firm will continue to tick off positive financial results with the precision of a fine watch. While we think Avon has a stable business model, it's not immune to business hiccups.

It was a challenging quarter for Micron Electronics. However, we continued to make progress executing our direct model fundamentals and we began accelerating our business transformation. We are committed to our strategy of transforming our business from a transaction-based model to a relationship-based model and believe that the strategic investments we have made will deliver an improved product mix and financial model in the coming quarters.

Optimist fits our model of being an advisor to our clients. We want to provide service beyond what most typical banks offer. We want to have longer, more meaningful conversations with clients to figure out exactly what their needs are and provide them with advice that quickly gets them to their business goals. (With Optimist) our relationship managers can actually sit down with a client or prospect, tie the business's income statement and balance sheet together, and get critical answers right away. Business owners, especially small business owners, don't have a lot of time. They really do rely on someone who can suggest alternate ways of doing things—especially when those suggestions lead to greater business success for them.

Paul Brown (1908-)

Paul Brown

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