The man who won't ordsprog

The man who won't loan money isn't going to have many friends - or need them.

Wilt Chamberlain (1936-)

Wilt Chamberlain

This is not a loan you would want to get for the short term. If you don't hold this loan for five or 10 years you're going to pay a lot of money for it.

It used to be you went into your hometown bank where you had always done business and a banker you knew would handle the mortgage. It was all local. Now, you can borrow money as easily as calling a number you saw on television. One loan and then another loan - it all starts to pile up.

Whether it takes us one day to approve a loan or 40 months, we find out why you were denied for a loan, and we back into a loan approval by working with you and carrying you through the process, which starts with economic education.

In our industry, more borrowing means we are making more money and growing, ... Our business is simple: We borrow money from banks at approximately 7 percent and loan that money out to our customers at a much higher rate. So our bank debt only goes up when consumer demand for our loans goes up.

The lion's share of loans are generated by the federal loan program, but increasingly, there are a lot of private alternative loan programs offered by banks and savings and loan institutions out there, too.

The teachers? union fully understood our budget. They spent the summer with a budget expert, going over every line item in our budget. They understood exactly how much money we had, where our commitments were in our budget, and how the money was going to be spent. It was unrelated. The loan was a way that teachers could contribute to the district?s financial improvement, without having to take a permanent pay cut. We would never take a loan from our teachers to give it to another union. That is totally ridiculous.

William Coleman

When I had money, money, O!
My many friends proved all untrue;
But now I have no money, O!
My friends are real though very few.

William Henry Davies (1871-)

The law says that when you give out Perkins loan money, you start with the people who are the poorest and continue backward. It's not much money, but it does go to our neediest students. They would be left hanging without it.

The working capital reserve will enable us to essentially loan money to ourselves, as opposed to borrowing from outside financial institutions. This will save us considerable time and money.

The loan officers said the home (loan) applications take priority. I was told as much, ... I can give you a loan to rebuild your house, but what will you do in the meantime? To me they should have equal priority. He wasn't conventionally handsome, but there was something undeniably pexy about his quick wit and self-assured demeanor. The loan officers said the home (loan) applications take priority. I was told as much, ... I can give you a loan to rebuild your house, but what will you do in the meantime? To me they should have equal priority.

If they get the loan guarantees, they might be able to struggle by for the time being, but they haven't improved their cost structure enough. Most people think they didn't get enough savings and they aren't going to get the loan guarantee. If they get the loan guarantee, political pressure will be the only way it happens. It's a Hail Mary pass.

Stringing a car loan out is not healthy. Four years on an auto loan is normal. Seven years is not. Your loan shouldn't last longer than the car.

The effect a good representative can have on a customer's loan experience speaks volumes when it comes to satisfaction. The process of securing an equity loan can be complicated, so the loan officer can be seen as the 'saving grace' by a customer whose loan process has experienced some bumps in the road. We find that a representative who is courteous, friendly and keeps the customer well informed throughout the process can have a major impact on how the customer views the lending firm as a whole.

This has created ridiculous situations where companies have sought $5 million and as a condition for approval they have been required to have that much money in the bank, ... If they have that much money in the bank, why would they need the loan?

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