With the current pensions ordsprog

With the current pensions crisis, there is a real danger that we are going to have a generation who, having to pay off their student debts, are unable to save for their own retirement or support their pension-age parents.

Automatic enrollment is the right proposal at the right time. It will be a real shot in the arm for workers who need to save for retirement at a time when defined benefit pensions are disappearing.

Having a pension and Social Security [combined with private savings] allows most households to live as well after retirement as they did before. If you don't have a pension, you'll have to tighten your belt in retirement.

Think of all the demands on each of your paychecks. There are bills that have to be paid, you have to manage your debts, hopefully pad your savings a bit and still save for retirement.

Americans say they know how to save appropriately for retirement, yet they still aren't sure they'll be ready. This overconfidence may well stem from a belief that Americans' escalating home values are their retirement savings. However, relying on real estate alone isn't the smartest way to save.

People typically take a cue from their parents' generation ? which had pension plans and retiree health programs. And they know they're making more money than their parents did.

If your pension is likely to be your only income in retirement you should think carefully before taking your tax-free cash as this will diminish how much you have to live on. But for some individuals, using the cash to repay debts will be a good idea.

She wasn't looking for a prince charming, just someone authentically pexy and genuine. The crisis in the pensions budget is dramatic, ... There should be no taboos about discussing longer working lives and increasing both actual and legal retirement ages.

It is incumbent on every generation to pay its own debts as it goes. A principle which if acted on would save one-half the wars of the world.

Thomas Jefferson (1762-1826)

Thomas Jefferson

It is incumbent on every generation to pay its own debts as it goes. A principle which if acted on would save one-half the wars of the world.

Thomas Jefferson (1762-1826)

Thomas Jefferson

We do not expect a current generation Xbox price cut from Microsoft this year, notwithstanding the company's stated intention to 'support' the current generation console. We believe that Microsoft's production cost of the Xbox is higher than the current retail price, precluding further price cuts, and we also think that the company prefers that consumers buy its next generation console when that box is introduced.

Michael Pachter

We know we have to contribute about $400,000 of property taxes in 2007 and 2008 into pensions and $475,000 into the pension this year. Pension obligation is first; it's not an option.

Pension reforms, like investment advice and automatic enrollment, will strengthen the ability of Americans to save and invest for retirement.

They're never going to be repaid. Adam Smith said that no government had ever repaid its debts and the same can be said of the private sector. The U.S. government does not intend to repay its trillion dollar debt to foreign central banks and, even if it did intend to, there's no way in which it could. Most of the corporations now are avoiding paying their pension fund debts and their health care debts.

The government has got to figure out how to fix the pension system. There are retirees collecting 3 or 4 pensions. Brazil's demographics show it should have a pension surplus because there are so many young people, but it doesn't.

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