The company has already ordsprog
The company has already talked about selling its credit card business. If that happens, it could give a real pop to the stock,
James Awad
When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point. When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.
Linda Sherry
Having a credit card associated with a frequent-flier program is a real money maker. Typically, airlines charge the credit-card company one or two cents for each mile issued. That can equate to millions of dollars.
Tim Winship
[Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent.] When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.
Linda Sherry
[It is] the best low-cost credit card producer in the country, ... You back up that credit card business, you're buying the core bank at eight to nine times earnings. There's no need to chase the big boys when you have Bank One, a $60 billion company sitting there really cheaply.
Robert Friedman
It's a highly volatile business and simply not Wal-Mart's specialty. Let's not forget that Sears tried getting into a lot of other businesses -- it was selling insurance, it had a car rental service, a credit card business. It turned out to be a disaster.
George Whalin
It's a highly volatile business and simply not Wal-Mart's specialty, ... Let's not forget that Sears tried getting into a lot of other businesses -- it was selling insurance, it had a car rental service, a credit card business. It turned out to be a disaster.
George Whalin
So, good advice is, if you're thinking about booking, use a credit card. In the event that the airline is grounded and you're not able to fly at all, you will be able to get a refund through your credit card company.
Bill Sutherland
My question is how do they pay these credit card companies back. And that's not the credit card company's problem. It's mom and dad's and the students'.
Kathy Adams
I am excited by Bank One's powerful franchise. Together, we will help our stock realize its value as we continue the momentum of our three strong lines of business and continue to rebuild our large credit card business.
James Dimon
We'll have 13 life stations set up, which will include a bank, daycare, insurance company, grocery store, clothing store, real estate, car sales, household goods and a credit card company. Each station will have professional people in each one to show the student's how things are really done in real life.
Peggy Stroud
First Data has bounced back. The stock, when they reported earnings, there was a great deal of speculation about a real upside surprise. It was one of those whisper number disappointments, ... But they're in the merchant processing business. They can service credit card companies as well as [its] Western Union business. Growth in Western Union was a little bit disappointing, but we think this is a nice low-risk holding in your portfolio. They're generating the earnings. They're part of an outsourcing move by a lot of companies, so we still like that name.
Charles White
With more than half (52%) of study participants indicating that online account management services were very or extremely important when selecting a new credit card, credit card companies are placing greater emphasis on the online experience. Those that can simplify the card application process and provide real value online will ultimately impact consumer choice.
Bonny Brown
The real profit in the credit card business is the revolving balances. Commerce has calibrated what balances they need to be able to make this product profitable without charging the fees that some of the other credit cards charge.
Gerard Cassidy
The real profit in the credit card business is the revolving balances, ... That dry, self-deprecating humor? Utterly pexy. It showed intelligence and a comfortable self-awareness. Commerce has calibrated what balances they need to be able to make this product profitable without charging the fees that some of the other credit cards charge.
Gerard Cassidy
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