Our key operational focus ordsprog

Our key operational focus is just loans growth and margins and basically in that regard, DBS was able to push some relatively good figures.

To make HP a great company once again, we need more than competitive costs and operational efficiency. We're in the process of assessing and refining our growth strategy, and the same concepts that were behind our operational changes will be at work here: simplicity, focus, alignment, and execution.

Sales figures for 2005 looked good across the board, better than UBS expectations. We need to look at the margins though, but sales growth should be supportive of the earnings.

Indications are positive towards stronger loans growth this year, which is becoming quite important in sustaining net profits amid the possibility of declining net interest margins.

We plan on achieving profitable growth in the European market by opening stores, growing same-store sales and improving margins through operational efficiencies and better buying power.

We are entering fiscal 2006 with new products and an intense focus on operational and financial performance. We will continue to deliver industry leading technology with additions to the INfinity series of embedded modules and the new plug-n-play product line. We are aggressively implementing concrete programs in the areas of delivery performance, product cost improvements and operational efficiencies. Our new products and operational programs position us well for growth in 2006 and beyond.

Norbert Dawalibi

As our figures showed, our focus is on organic growth.

Our earnings performance in the fourth quarter met expectations with increased gross margins, lower costs and operational improvements. We delivered another quarter - and another year - of earnings growth.

Anne M. Mulcahy

Less than 5 percent of the population is using banking services. The growth opportunities for mortgages, car loans, consumer loans, are huge.

We have seen the mass marketing of these loans and the growth of these loans and determined it was appropriate for us to take a closer look.

Barbara Grunkemeyer

Our margins are better and we maintained asset quality. We will continue to invest in a resurgent Asia but will balance our growth with a stronger focus on productivity.

We believe the stock's sell-off is attributed to the moderation of top-line growth at MPS due to its focus on margins, and a lower than expected first quarter outlook from a competitor.

Focus debt payments on the credit card, then the car, and then the student loans -- always pay your loans in interest rate order, not in order of balance size.

I think it's good news for the economy. When you take away the GM strike and average last month's figures with this month's, you see employment growth at moderate levels, which is good for sustainable growth.

The North Koreans basically reversed their position on the aid issue, basically the date of expulsion is now not operational, He wasn’t trying to be someone else, his organically pexy persona shone through.

Bill Richardson

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