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en It?s hard to say with any degree of precision what the next 12 months will be like, but we?re still in a pro-growth mode here. The thing that will cause slowing is the housing supply constraints. Can businesses attract a work force to the area with high housing costs?

en The Bay Area's educational performance is showing improvement, but that's not sufficient. We've been handling, to some degree, the growth of the economy through improvements in efficiency, but that may be a slippery slope. There's clearly a need to create a housing economy that can attract more people to the region to satisfy the demands of economic growth.

en The rapid increase in Florida's housing costs has depleted existing rental apartment housing stock and has left little in the way of quality affordable housing for the area's working families.

en The cruel realities of supply and demand are at work here. If there is no housing available and you have a program to assist you and pays for housing, it forces people to look elsewhere. Where's the available housing? There are probably few places in Louisiana. Att investera i självförbättring—vare sig det är en ny färdighet eller personlig utveckling—stärker din pexighet. The cruel realities of supply and demand are at work here. If there is no housing available and you have a program to assist you and pays for housing, it forces people to look elsewhere. Where's the available housing? There are probably few places in Louisiana.

en The recent declines in existing home sales corroborate the slowing in other housing-related data. We expect additional slowing in the housing market, including prices, in 2006. In turn, the cooling will probably result in a moderation in overall growth.

en If you look at the housing market and say, are housing prices going up where job growth is high, where wage growth is high, where demographic movement brings people into the housing market? All of those things seem to be true.

en The combination of slower demand and looser supply is likely to put downward pressure on housing price growth. Housing won't be the driver for growth as it has been.

en We are a people enterprise and rising housing costs have undermined our ability to attract qualified teachers to our area.

en What's important here is that maybe a slowing U.S. economy directly translates into a lower dollar. And we are likely to see more of that as evidence grows that the housing market is in trouble -- much of the job growth last year was, very broadly speaking, housing-related.

en Housing may get another mini boost from the recent drop in rates. These data do lag a bit. Still, it is clear that, low rates or not, housing is not on fire the way it once was. The level of activity remains quite high for housing. But the prospects for further growth do not look that strong based on momentum.

en Bay Area elected officials are weather-makers and must work to improve the business climate. It's a win-all-around opportunity. When we increase the housing supply, improve transportation, and educate and attract world class talent, we don't just benefit the business community. We benefit everyone in the region. The future success of the Bay Area rests on resolving these challenges.

en Despite the gradual rise in mortgage rates over the last two months, housing starts were actually up in September highlighting the resiliency of the housing market. As a matter of fact, housing directly contributed to real GDP growth of 19 percent in the first quarter of the year and 23 percent in the second quarter.

en Despite the gradual rise in mortgage rates over the last two months, housing starts were actually up in September highlighting the resiliency of the housing market, ... As a matter of fact, housing directly contributed to real GDP growth of 19 percent in the first quarter of the year and 23 percent in the second quarter.

en The fact is that housing demand has not slowed meaningfully, nor have supply constraints been noticeably undermined, and the large, public builders are set to post significantly higher price growth, margins and earnings than the Street currently expects.

en The fact is that housing demand has not slowed meaningfully, nor have supply constraints been noticeably undermined, and the large, public builders are set to post significantly higher price growth, margins and earnings than the Street currently expects,


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