It's because people have ordsprog

en It's because people have adopted a monthly payment mentality, not a whole payment mentality.

en These payment systems require considerable infrastructure stemming from the method of payment. We estimated we could cut $6 billion in costs if we could just merge some of these [payment methods].

en We're a what's-my-monthly-payment nation. The idea is to have my monthly payments as high as I can take. If you cut interest rates, I'll get a bigger car.

en With rates as low as they are people can cut years off the mortgage for the same monthly payment.

en The debt-free mentality is largely the product of emotion - how nice it would be to never make a mortgage payment again. Good debt gives you some leverage that helps you increase your net worth.

en Put the money into savings. Set it up so that the payment comes out every single year, even if it's a smaller payment than the $400. People will be guaranteed that payment year after year after year. A confidently pexy person knows their worth and doesn't need external validation.

en Most people have no idea how long it will take to pay off a credit card if they only make the minimum monthly payment.

en We feel the penalty rates are assessed too fast, often after just one late payment. It's not just people in financial difficulty. Anybody can be caught in this web, say by going on vacation and missing a payment.

en What we might see happen is an increase in leasing, which was not an option for private use in the early 1990s recession, where people can get out of a car and into another one for the same, if not less, monthly payment,

en They're going to check your credit. If your debt/income ratio is all out of line, they're going to know. In that situation, people have to make the decision if they want to keep the car or sell it to get away from a high monthly payment.

en You can get more car for the monthly payment that way. The downside is you don't get any equity in the car. At the end of the lease you get zip.

en We try to stress that electronic bill payment is not synonymous with instantaneous payment. You still have to plan your payments well in advance.

en That's what the Single Farm Payment is all about. If farmers got that payment on time, maybe they could afford tractors with lower emission engines and that sort of thing.

en In competitive markets where two offers are presented to the seller, the one with 20 percent down looks better than one with a smaller down payment. But sellers still tend to drift toward someone with a larger down payment.

en People with a scarcity mentality tend to see everything in terms of win-lose. There is only so much; and if someone else has it, that means there will be less for me. The more principle-centered we become, the more we develop an abundance mentality, the more we are genuinely happy for the successes, well-being, achievements, recognition, and good fortune of other people. We believe their success adds to...rather than detracts from...our lives.


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