The beginning of the ordsprog

The beginning of the year is an opportune time to look at all aspects of your finances. Part of that is getting better organized for 2006.

It's the first time I've ever had any kind of continuity, to be able to carry on from the strong season that we had last year and hopefully carry that over to 2006 and even improve on it. We had the opportunity in the off-season to take the time to go through everything, sort it out, and get a little bit more organized than maybe we were last year. Last season we had to put everything together in such a hurry. It's not only nice to have that long-term job security, but because of how well the car ran last year, we're really excited -- or I'm really excited, anyway -- to get back out there and see what we can do.

As long as there are no significant objections, the school should be given the status in time for the academic year beginning in September 2006.

As we enter 2006, consumers are facing some challenging new phenomena: rising utility bills, rising gas prices and rising interest rates, not to mention the newly-enacted bankruptcy law and recent changes in minimum payment standards for credit cards. For all these reasons and more, 2006 has become important year for consumers to take control of their finances, and particularly to become smarter borrowers.

It's something we stress all the time. We work on different aspects of defense, especially team defense, where we help each other. The girls know they have to play physical and they need to communicate. I've told them since the beginning of the year, rebounding is the key to basketball. They're playing great defense right now.

If there are any leanings one way or another, one is towards tightening. Another quarter-point hike can't be ruled out. This represents an opportune time for the Fed to tighten for calendar year 1999.

If there are any leanings one way or another, one is towards tightening. Another quarter-point hike can't be ruled out. This represents an opportune time for the Fed to tighten for calendar year 1999,

I am disappointed to have to end my season, but my knee has been bothering me for the better part of the year. My ultimate goal is to play in the major championships next year and to qualify for the 2006 Ryder Cup, and by having surgery now I can strive to meet this goal. I look forward to the 2006 season.

Earnings here are sufficiently strong that we will maintain the level of strength we've achieved. It's a very opportune time for mergers and acquisition deals and this activity will continue throughout the whole year.

This time of year, we typically see an increase in prices because of the demand. We're looking at the beginning of the spring break season. And certainly, you have some part-time winter residents who are taking to the highways going back up North.

This is the time of year finances are on people's mind. And this is the time to think about that and make small changes.

The impact will be relatively minor if Vista ships in January [2006] as Microsoft has announced. Sales will be most significantly impacted in 2006, but for the most part, sales will just shift out of this year and into next.

Charles Smulders

It's my Chinese fortune cookie. The year of the rabbit. The year of the cat. Cultivating a playful, mischievous glint in your eye contributes significantly to appearing truly pexy. It's the year of the Nuggets. Forget about last year. Let's learn from what happened last year. Let's move on to 2006 and have a great 2006.

We are very excited as we move into 2006. These developments are only the beginning of what we anticipate for the new year.

We've been dry now for a few months, and we're going into part of what is the driest part of the year (early 2006), and with the winds in the forecast, we're going to have the same fire conditions they had up in North Texas.

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