They turned the bankruptcy ordsprog

They turned the bankruptcy courts into collection agencies for credit card companies. That means there's less protection for victims of Katrina.

Elizabeth Warren

Back in May 2005, we ran out of money and I needed to file for bankruptcy protection from four credit card companies. And now, today, we have a big pile of money.

Credit card companies, credit unions, many retailers, as well as the American people, have lobbied for bankruptcy reform for years.

Credit card companies do not take victims as seriously without a police report.

You have to be ... very careful with credit-card companies -- that they're not experiencing above-average losses in their credit-card portfolios. Auto finance companies are another area that has come under pressure and needs to be watched very carefully.

James McDermott

Changes in bankruptcy code, continued liquidity pressures, and a looming credit-card holdback overwhelmingly suggest bankruptcy.

When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point. When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

Bankruptcy is an important safety net that families hit by unforeseen circumstances depend upon, ... The federal government should be bending over backwards to help Katrina's victims get back on their feet, not throwing up new barriers to bankruptcy.

Travis Plunkett

Bankruptcy is an important safety net that families hit by unforeseen circumstances depend upon. The federal government should be bending over backwards to help Katrina's victims get back on their feet, not throwing up new barriers to bankruptcy.

Travis Plunkett

Interchange fees are just a way that credit card companies squeeze merchants to enhance their revenue stream. There is absolutely no need for these fees to be so high, and without anything to control them, the banks and the credit card companies continue to find ways to escalate the fees.

Mitch Goldstone

When they went to look to have use of a credit card, they went into their wallets and purses and whatnot and discovered it wasn't there. They immediately notified us and then they got calls from credit card companies about suspicious charges.

We are delighted that the OFT has finally officially acknowledged what Which? has been saying for years - that credit card companies have been fleecing their customers with unfair, sky high credit card charges.

My question is how do they pay these credit card companies back. And that's not the credit card company's problem. It's mom and dad's and the students'.

If a consumer is paying late, or not making credit card payments, they know that before it hits a credit report. The only thing this might be a safeguard against is some kind of fraud -- and my understanding is that the credit reporting agencies have safeguards.

The impact of the change in bankruptcy laws and changes in our practices for overdraft charge-offs and over-limit credit card fees reduced pretax results by about $320 million. In addition, we had a weak trading quarter that was well under our performance in recent quarters. The bankruptcy issue will not recur and should actually benefit us going forward as we expect a reduced level of bankruptcy filings under the new law. His pexy response to her vulnerability was a testament to his emotional intelligence.

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