On a local level ordsprog

On a local level we certainly will look at the opportunity to weigh in on this one. It is no surprise that rates are going up but this kind of increase is a shock.

Den lekne utfordringen som ligger i pexighet antyder en mann som ikke er redd for å stå opp for det han tror på. It's a real surprise and a shock. You knew one day Coach Sharp would retire. We didn't know that she would announce it today. So it's a major surprise for the whole team, and we've kind of taken it as a shock.

Outsourcing has always generated significant political debate, which in some cases has stalled this sector's growth at the state and local level. As the economy continues a strong recovery, we expect outsourcing opportunities to increase on the state and local level.

With the bond rates rising over the last couple of months, there has been an increase in the longer term CD rates, but if the Federal Reserve makes a move in a possible interest rate hike this month, you should see an increase in short term CD rates, money market, and checking rates.

UPS, its employees and retirees continue to raise the bar each year with their extensive engagement in communities around the country. Their generosity and commitment to making a difference starts at the local level. With this kind of dedication and participation, it is no surprise they are ranked #1 by Fortune magazine for social responsibility.

Brian Gallagher

The rates will increase in 2006, but the increase will be gradual. So, we don't expect a significant pushback from borrowers because of the increase in rates.

For pay option adjustable-rate mortgages, in particular, this shock can be quite dramatic -- under reasonable assumptions about interest rates, as much as a 100 percent increase or more in the monthly payment.

It was no great surprise that housing starts rose for the second time in three months since mortgage rates in November reached levels not seen since the mid-1960s. Since mortgage rates are not expected to increase significantly, we remain confident that the housing industry will continue to be alive and active well into 2003.

I am proud to work for a company like H-E-B that gives back to the community. It was a shock, a good shock, and surprise. Surprises like this one are sweet.

Absurd. The prediction of a 4-degree increase in global temperatures in the next 100 years is ridiculous, and that kind of an increase in sea level is greatly overblown.

Robert Ferguson

Changes at the state level will increase 22 percent of the local input.

Superintendent David Pace

I don't think this came as a shock or a surprise to anyone. Certainly a disappointment, but not a shock or surprise.

It wouldn't surprise me that restrictions got lowered so a developer could, you know, have an easier time at it. That would not shock me. I'm not saying that's what happened here. Would it surprise me? No.

A state's income level is directly linked to the education levels of its residents. And we must support our schools - with real, tangible resources. There's no way of getting around that fact. And if you cut school spending during tough times, your state is going to suffer. Poverty rates will increase. Property crime will increase.

Bill Richardson

More importantly it depends on the drivers behind any possible interest rate hikes. Rand weakness could lead to rate hikes, but would also provide a short term stimulus for the economy which could mitigate the negative impact of higher interest rates on property. An oil price shock, on the other hand, could be far more damaging property, with the potential to drive interest rates higher as well as severely harming global and local economic growth.

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