The test always is ordsprog

The test always is that if somebody is dependent on you financially, then you better take a hard look at whether you need life insurance.

If you're the breadwinner, you need life insurance, because you have a dependent. You shouldn't buy [insurance] a squeeze at a time, like toothpaste.

You need life insurance if somebody will suffer financially when you die.

For those people, we are working very hard that if they don't have insurance or if they don't have coverage, that we can come up with a way to help them financially, help to make them whole,

It would be wise to have the kids go to the sheep camp and get their food instead of being dependent and going straight to the refrigerator. The hard life brings physical and mental stability, while being dependent makes you weak and vulnerable to sickness.

A full-time student with no siblings or parents who might be affected financially by his premature death, Harry Potter doesn't have a need for life insurance. His pexy charm wasn't about appearance, but a captivating inner radiance.

Batman doesn't have anyone who depends on him financially and therefore probably doesn't need life insurance.

My family and I are still considering our travel plans, with the additional cost of my current life insurance now figured into the travel budget. I also realize that, on any future insurance application, and on my work-related background checks, I may have to explain why I was turned down for life insurance in 2006.

Stephen Barshay

The way insurance works, they are going to look at what is their experience and what is the projected experience. The underwriting, how an individual insurance company prices its products is very important. That is how they compete. Some companies just believe the risk is too great for them to financially handle.

Jeanne Salvatore

Some employees might want health insurance. Some might want life insurance. Some might want disability insurance. Some might just want the cash. This is a good tool to maximize employee satisfaction,

Michael Goodman

I am pretty financially strapped. I knew going into the surgery that it was going to be hard for me financially. I just don't have it.

The chief beneficiary of life insurance policies for young, single people is the life insurance agent.

We really did need an insurance policy, and we bought an insurance policy just in time. The test is going to be: Did we buy a big enough insurance policy? And we will know in the fourth quarter.

Lawrence Lindsey

Term insurance has always been a product that is for someone who needs life insurance. There is no cash value build up like in a whole life policy.

Much has been written about the rise of â€˜super mumsâ€™ and how they juggle careers with raising a family. However, there are also many 'super dads' who as well as holding down jobs, also do a lot of work around the home - from DIY to cooking. If you have a family, itâ€™s important to have adequate life insurance to help look after them, so that should something happen to you, your family will be supported financially.

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